Chester County property record for 157 W Third St, Henderson, TN 38340
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,871 sqft · built 1940 |
| Lot Size | 0.585 acres (25,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $47,000 (Dec 2001) |
| Tax Bill | $627 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012033M A 02300 |
| Primary APN | 012033M A 02300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,871 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Upper Floors Area | 128 sqft |
| Basement Area | 1,740 sqft |
| Finished Basement | 1,740 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,480 sqft (0.585 acres) |
| Lot Dimensions | 260 ft deep x 98 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 157 W THIRD ST |
|---|---|
| City | HENDERSON |
| State | TN |
| Zip | 38340-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: H63 |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970200 |
157 W Third St is owned and occupied by two individuals who bought it in December 2001.
Source: Chester County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 W THIRD ST, HENDERSON, TN 38340-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2001 · Amount on File |
| Deed Sale | Dec 11, 2001 · Amount on File |
| Deed Book / Page | 207 / 525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | May 8, 2026 |
| Property Address | 157 W THIRD ST, HENDERSON, TN 38340-1805 |
| Document Number | 0000081851 |
| Book / Page | 547 / 472 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202681851 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 157 W THIRD ST, HENDERSON, TN 38340-1805 |
| Document Number | 0000081851, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 547/472 |
| Instrument | 202681851 |
| Name | FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 157 W Third St was $627.
Source: Chester County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Municipality | Henderson City |
| Unified School District | Chester County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $627.00 | $30,800 (-) | $123,200 (-) Land $14,700 Building $108,500 |
| 2025 | $627.00 | $30,800 | $123,200 Land $14,700 Building $108,500 |
| 2023 | $525.00 | $21,125 | $84,500 Land $11,200 Building $73,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 157 W Third St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 157 W Third St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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