157 W Oley St, Reading, PA 19601 Property Records

Berks County property record for 157 W Oley St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,133 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Apr 2021)
Tax Bill	$1,163 (2026)
Deeds & Mortgages	Jul 2021 Second Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-57-54-1169`

Property Details

APN / Parcel Number

Primary APN	`5307-57-54-1169`
Alternative APNs	`15-5307-57-54-1169` `15556325` `556325`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,133 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15556325
Street Address	157 W OLEY ST
City	READING
State	PA
Zip	19601-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	54
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2010
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 W OLEY ST, READING, PA 19601-2439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICES OF GREATER
Apr 5, 2021	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 7, 2020	Grant Deed, Transfer · Construction Mortgage PHARES FRY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	202116184
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	157 W OLEY ST, READING, PA 19601-2439
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	SIGNATURE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033205
Date	Jul 2, 2021
Instrument	2021033205

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 5, 2021
Property Address	157 W OLEY ST, READING, PA 19601-2439
Document Number	0000016184
Instrument Date	Mar 29, 2021
Instrument	2021016184
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 W OLEY ST, READING, PA 19601-2439

Mortgage

Document Number	0000016185
Date	Apr 5, 2021
Instrument	2021016185

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Dec 7, 2020
Property Address	157 W OLEY ST, READING, PA 19601-2439
Document Number	0000046511
Instrument Date	Nov 24, 2020
Instrument	46511
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	424 ACORN LN READING PA 196052151, READING, PA 19605-2151

Mortgage

Document Number	46512
Date	Dec 7, 2020
Instrument	46512

Lender

Name	PHARES FRY
Address	65 FRY LN, AUBURN, PA 17922-9043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 6, 2021

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,163.00 (+6.7%)	$41,200 (-) Land $9,600 Building $31,600	$9,600 (-76.7%) Land $9,600
2024	$1,090.00	$41,200 Land $9,600 Building $31,600
1994			$41,200 Land $9,600 Building $31,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on W Oley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures