157 W 3rd St, Peru, IN 46970 Property Records

Miami County property record for 157 W 3rd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1926
Lot Size	0.127 acres (5,544 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Apr 2020)
Tax Bill	$917 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-50627-00`

Property Details

APN / Parcel Number

Primary APN	`021-50627-00`
Alternative APNs	`52-08-34-203-005.000-016` `00881373837`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	146 sqft
Unfinished Basement	146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1952
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,544 sqft (0.127 acres)
Lot Dimensions	99 ft deep x 56 ft wide
Terrain	High
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00881373837
Street Address	157 W 3RD ST
City	PERU
State	IN
Zip	46970-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-50627-00 HOODS ADD 99X56 LOT 26 42 156 27000
Legal Subdivision	HOODS ADDITION
Legal Lot Number	26
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1036
Census Tract	952300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peru Westside Historic District listed 2023 · 194 contributing resources · NRIS 100009296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

157 W 3rd St is owned and occupied by an individual who bought it in April 2020.

Source: Miami County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	157 W 3RD ST, PERU, IN 46970-2053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC
Apr 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Document Number	2020521441
Prior Transfer Date	Apr 6, 2020
Prior Transfer Doc	0000521441
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	157 W 3RD ST, PERU, IN 46970-2053
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 W 3RD ST, PERU, IN 46970-2053

Mortgage

Document Number	20250525002
Date	Dec 15, 2025
Instrument	20250525002

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company
Address	14647 S 50TH ST # A150, PHOENIX, AZ 85044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 30, 2045

Interest

Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	Apr 16, 2020
Property Address	157 W 3RD ST, PERU, IN 46970-2053
Document Number	20200521441
Instrument Date	Apr 6, 2020
Instrument	20200521441
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200521442
Date	Apr 16, 2020
Instrument	20200521442

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jun 15, 2018
Property Address	157 W 3RD ST, PERU, IN 46970-2053
Document Number	20180522402
Instrument Date	Jun 13, 2018
Instrument	20180522402
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180522403
Date	Jun 15, 2018
Instrument	20180522403

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 157 W 3rd St was $917 with a homeowner's exemption, up 26.1% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$917.00 (+26.13%) Homeowner's exemption	$111,100 Land $6,100 Building $105,000	$111,100 Land $6,100 Building $105,000
2024	$727.00 (+15.95%)
2023	$627.00 (+386.05%)	$96,400 Land $6,100 Building $90,300	$96,400 Land $6,100 Building $90,300
2022	$129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 157 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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