157 W 25th Ave, Oshkosh, WI 54902 Property Records

Winnebago County property record for 157 W 25th Ave, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1959
Lot Size	0.348 acres (15,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,500 (Jan 2005)
Tax Bill	$3,675 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-11770000`

Property Details

APN / Parcel Number

Primary APN	`14-11770000`
Alternative APN	`914-11770000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	322 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,174 sqft (0.348 acres)
Garage Type	Attached
Garage Area	322 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	914-11770000
Street Address	157 W 25TH AVE
City	OSHKOSH
State	WI
Zip	54902-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	KURTZ PLAT LOT 33
Legal Subdivision	KURTZ PLAT
Legal Lot Number	33
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	3
Census Block	3017
Census Tract	1500

Owner

Source: Winnebago County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 W 25TH AVE, OSHKOSH, WI 54902-7213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERVE A CU
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit VERVE A CU
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERVE A CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2005 · Amount on Record
Deed Sale	Jan 3, 2005 · Amount on Record
Deed Document Number	20051340377
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	Jun 16, 2026
Property Address	157 W 25TH AVE, OSHKOSH, WI 54902-7213
Document Number	0001969282
Instrument Date	Jun 11, 2026
Instrument	20261969282
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 W 25TH AVE, OSHKOSH, WI 54902-7213

Mortgage

Document Number	0001969282,
Date	Jun 16, 2026
Instrument	20261969282

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Jul 1, 2032

Interest

Rate	6.36%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	157 W 25TH AVE, OSHKOSH, WI 54902-7213
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001907311
Date	Jul 25, 2023
Instrument	1907311

Lender

Name	VERVE A CU
Type	Credit Union
Address	OSHKOSH, WI 54903

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	157 W 25TH AVE, OSHKOSH, WI 54902-7213
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001871168
Date	Dec 14, 2021
Instrument	1871168

Lender

Name	VERVE A CU
Type	Credit Union
Address	OSHKOSH, WI 54903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	157 W 25TH AVE, OSHKOSH, WI 54902-7213
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001871167
Date	Dec 14, 2021
Instrument	1871167

Lender

Name	VERVE A CU
Type	Credit Union
Address	OSHKOSH, WI 54903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.99%
Index	1-Year CMT
Max Rate	7.99%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,400 (+74.58%) Land $42,400 Building $154,000
2024	$3,675.00 (+10.36%)
2023	$3,330.00 (-0.95%) Homeowner's exemption	$112,500 (-) Land $30,300 Building $82,200	$162,565 Land $43,784 Building $118,781
2022	$3,362.00 Homeowner's exemption	$112,500 Land $30,300 Building $82,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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