157 W 19th St, Covington, KY 41014 Property Records

Kenton County property record for 157 W 19th St, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,016 sqft
Lot Size	0.039 acres (1,728 sqft)
Owner	Company Name on File
Last Sale	$149,320 (Oct 2025)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-06-001.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-06-001.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,016 sqft Finished Area
Gross Area	2,598 sqft

Exterior

Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Lot Area	1,728 sqft (0.039 acres)
Lot Dimensions	96 ft deep x 18.2 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	157 W 19TH ST
City	COVINGTON
State	KY
Zip	41014-1103
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HOWARD PT LOTS 44-45 IRREG 18.22'X 96' SEC 19TH & RUSSELL
Legal Subdivision	HOWARD & CO
Legal Lot Number	44,45
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3003
Census Tract	65000

Owner

157 W 19th St, a duplex, is owned by a company that bought it in October 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	4135 ALEXANDER PIKE STE 109, 109, COLD SPRING, KY 41076
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Commercial Mortgage RAC PROPERTIES INC
Jan 20, 2026	Deed of Trust, Mortgage · Commercial Mortgage RAC PROPERTIES INC
Oct 29, 2025	Warranty Deed, Transfer · Construction Mortgage CENTRAL FLORIDA INCOME FUND LLC
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC
Mar 2, 2022	Deed, Transfer · Stand-Alone First Mortgage TRADITIONAL BANK INC
Dec 6, 2019	Grant Deed, Transfer COREVEST AMERICAN FIN LENDER L
Oct 3, 2018	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Aug 6, 2024 · Amount on File
Deed Document Number	2025113
Deed Book / Page	371 / 528
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0005900245
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	157 W 19TH ST, COVINGTON, KY 41014-1103
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001183
Date	Jan 20, 2026
Book Page	KCM 727/58
Instrument	26059000001183

Lender

Name	RAC PROPERTIES INC
Type	Non-Lending Institution
Address	NEWPORT, KY 41076

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	157 W 19TH ST, COVINGTON, KY 41014-1103
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001181
Date	Jan 20, 2026
Book Page	KCM 727/1
Instrument	26059000001181

Lender

Name	RAC PROPERTIES INC
Type	Non-Lending Institution
Address	NEWPORT, KY 41076

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 29, 2025
Property Address	157 W 19TH ST, COVINGTON, KY 41014-1103
Document Number	0005900113
Book / Page	KC 371 / 528
Instrument Date	Oct 2, 2025
Instrument	25102905900113
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4329 CRESUNT SPRINGS CA, CLEARFIELD, KY 40313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 ALEXANDRIA PIKE STE 109, 109, COLD SPRING, KY 41076-6801
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900056
Date	Nov 18, 2025
Book Page	KCM 707/401
Instrument	25111805900056

Lender

Name	CENTRAL FLORIDA INCOME FUND LLC
Address	LAKELAND, FL 33801

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	157 W 19TH ST, COVINGTON, KY 41014-1103
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787

Mortgage

Document Number	0005900184
Date	Oct 31, 2022
Book Page	418/128
Instrument	22103105900184

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 17, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Mar 2, 2022
Property Address	157 W 19TH ST, COVINGTON, KY 41014-1103
Document Number	0005900062
Book / Page	150 / 938
Instrument Date	Feb 17, 2022
Instrument	22030205900062
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 141, WAUNAKEE, WI 53597-0141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900063
Date	Mar 2, 2022
Book Page	343/103
Instrument	22030205900063

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	119 Months
Due	Feb 17, 2032

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 6, 2019
Property Address	157 W 19TH ST, COVINGTON, KY 41014-1103
Document Number	0000000245
Book / Page	0C6821 / 000047
Instrument Date	Oct 11, 2019
Instrument	245
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	WESTCOR LTIC INVESTOR SERVICES, WESTCOR LTIC INVESTOR SVCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1263 HANOVER TRL WAUNAKEE WI 535972648, WAUNAKEE, WI 53597-2648

Mortgage

Document Number	246
Date	Dec 6, 2019
Book Page	0C6821/000055
Instrument	246

Lender

Name	COREVEST AMERICAN FIN LENDER L
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 5, 2024

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 3, 2018
Property Address	157 W 19TH ST, COVINGTON, KY 41014-1103
Document Number	0000000093
Book / Page	0C6515 / 000165
Instrument Date	Sep 27, 2018
Instrument	93
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 141 WAUNAKEE WI 535970141, WAUNAKEE, WI 53597-0141

Tax Assessment & Valuation

The 2025 property tax bill for 157 W 19th St was $1,427, up 0.8% from the year before.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,300 (+38.63%) Land $10,000 Building $139,300	$149,300 (+38.63%) Land $10,000 Building $139,300
2025	$1,427.00 (+0.78%)	$107,700 (-) Land $5,000 Building $102,700	$107,700 (-) Land $5,000 Building $102,700
2024	$1,416.00 (-1.26%)	$107,700 (-) Land $5,000 Building $102,700	$107,700 (-) Land $5,000 Building $102,700
2023	$1,434.00	$107,700 Land $5,000 Building $102,700	$107,700 Land $5,000 Building $102,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 W 19th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 157 W 19th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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