157 Vine Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 157 Vine Cir, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 2022
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (Dec 2022)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-23-01-229-011`

Property Details

APN / Parcel Number

Primary APN	`40-23-01-229-011`
Alternative APNs	`0089764-000000-9` `10004604559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,256 sqft
Flooring	Covered

Exterior

Year Built	Built 2022
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	120 ft deep x 84 ft wide
Driveway	Driveway
Driveway Area	1 sqft
Shed	1 Shed
Shed Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004604559
Old Parcel Number	00897640000009
Street Address	157 VINE CIR
City	PUNTA GORDA
State	FL
Zip	33982-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PRS 009 000U 0007 PEACE RIVER SHORES UN 9 BLK U LT 7 369/690 893/613 2705/1305 4524/494 3185474
Legal Range	23E
Legal Township	40S
Legal Section	01
Legal Subdivision	PEACE RIVER SHORES
Legal Block	U
Legal Lot Number	7
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1005
Census Tract	10200

Owner

157 Vine Cir is owned and occupied by an individual who bought it in December 2022.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	157 VINE CIR, PUNTA GORDA, FL 33982-8432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
Jan 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Document Number	3185474
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 9, 2022
Property Address	157 VINE CIR, PUNTA GORDA, FL 33982-8432
Document Number	0003185474
Map Reference	MB 7 PG 40
Instrument Date	Dec 8, 2022
Instrument	3185474
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,872.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 LAISHLEY CT UNIT 114, 114, PUNTA GORDA, FL 33950-3666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 VINE CIR, PUNTA GORDA, FL 33982-8432

Mortgage

Document Number	0003185475
Date	Dec 9, 2022
Instrument	3185475

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 6, 2020
Property Address	157 VINE CIR, PUNTA GORDA, FL 33982-8432
Document Number	0045240494
Book / Page	004524 / 000494
Instrument Date	Dec 20, 2019
Instrument	2774640
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$28.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	150 LAISHLEY CT #114 PUNTA GORDA FL 339503666, 114, PUNTA GORDA, FL 33950-3666
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 157 Vine Cir was $2,443 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,443.00 Homeowner's exemption	$201,993	$223,666 Land $13,721 Building $209,945
2023	$3,213.00 (+585.07%) Homeowner's exemption	$185,852 (+1,652.82%)	$210,736 (+1,887.51%) Land $13,888 Building $196,848
2022	$469.00	$10,603 Land $10,603	$10,603 Land $10,603

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 157 Vine Cir in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Vine Cir is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink, Verizon, Xfinity.

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