157 Summit Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 157 Summit Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,021 sqft · built 1940
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jun 2018)
Tax Bill	$7,620 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00808-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`19-00808-0000-00013`
Alternative APNs	`190080800013` `03006610` `985`

Interior

Stories	1 Story
Building Area	2,021 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	130 ft deep x 33 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	985
Street Address	157 SUMMIT AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	808
Legal Lot Number	13
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1004
Census Tract	30700

Owner

157 Summit Ave is owned and occupied by an individual who bought it in June 2018.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	157 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 11, 2018	Grant Deed, Transfer · FHA Mortgage JERSEY MTG
Dec 12, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2018 · Amount on File
Deed Sale	Jun 11, 2018 · Amount on File
Prior Sale	Dec 12, 2017 · Amount on File
Deed Document Number	2018494051
Deed Book / Page	2866 / 199
Prior Transfer Date	Feb 12, 1996
Prior Transfer Doc	0000067047
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	157 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2454
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007259/10
Date	Dec 29, 2021
Book Page	7259/10
Instrument	2021-568168

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 11, 2018
Property Address	157 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2454
Document Number	0000494051
Book / Page	002866 / 000199
Instrument Date	May 30, 2018
Instrument	494051
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	STATEWIDE CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 SUMMIT AVE PHILLIPSBURG NJ 088652454, PHILLIPSBURG, NJ 08865-2454

Mortgage

Document Number	494052
Date	Jun 11, 2018
Book Page	006589/000227
Instrument	494052

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Dec 12, 2017
Property Address	157 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2454
Document Number	0000485562
Book / Page	002816 / 000189
Instrument Date	Nov 14, 2017
Instrument	485562
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 157 Summit Ave was $7,620, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,000 (-) Land $24,400 Building $138,600	$163,000 (-) Land $24,400 Building $138,600
2025	$7,620.00 (+2.86%)	$163,000 Land $24,400 Building $138,600	$163,000 Land $24,400 Building $138,600
2024	$7,408.00
2023		$163,000 (-) Land $24,400 Building $138,600	$163,000 (-) Land $24,400 Building $138,600
2022	$6,761.00 (+1.85%)	$163,000 Land $24,400 Building $138,600	$163,000 Land $24,400 Building $138,600
2021	$6,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Summit Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (2004–2006)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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