157 Summit Ave, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 157 Summit Ave, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	2,392 sqft · built 2006
Lot Size	0.273 acres (11,901 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Aug 2022)
Tax Bill	$14,110 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-01002-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`36-01002-0000-00004`
Alternative APNs	`360100200004` `176100`

Interior

Stories	1 Story
Building Area	2,392 sqft Living Area
1st Floor Area	2,392 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	11,901 sqft (0.273 acres)
Lot Dimensions	170 ft deep x 70 ft wide

Location & Zoning

Account Number	176100
Street Address	157 SUMMIT AVE
City	MONTVALE
State	NJ
Zip	07645-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	70X170
Legal Block	1002
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	2
Census Block	2001
Census Tract	35100

Owner

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 SUMMIT AVE, MONTVALE, NJ 07645-1723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 2, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER ALLIANCE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Deed Document Number	202276672
Deed Book / Page	4760 / 1601
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jul 30, 2026
Property Address	157 SUMMIT AVE, MONTVALE, NJ 07645-1723
Document Number	0000052740
Book / Page	5862 / 1887
Instrument Date	Jul 15, 2026
Instrument	202652740
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 SUMMIT AVE, MONTVALE, NJ 07645-1723

Mortgage

Document Number	0000052740,
Date	Jul 30, 2026
Book Page	5862/1887
Instrument	202652740

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2056

Interest

Max Rate	-1%

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 2, 2022
Property Address	157 SUMMIT AVE, MONTVALE, NJ 07645-1723
Document Number	0047601601
Book / Page	4760 / 1601
Instrument Date	Jul 18, 2022
Instrument	2022076672
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 PINE DR, 91, EMERSON, NJ 07630-1911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 SUMMIT AVE, MONTVALE, NJ 07645-1723

Mortgage

Document Number	2022076673
Date	Aug 2, 2022
Instrument	2022076673

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	157 SUMMIT AVE, MONTVALE, NJ 07645-1723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034200985
Date	Nov 25, 2019
Book Page	3420/985
Instrument	2019-081952.02

Lender

Name	GREATER ALLIANCE FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,900 (-) Land $191,500 Building $361,400	$552,900 (-) Land $191,500 Building $361,400
2025	$14,110.00 (+1.47%)	$552,900 (-) Land $191,500 Building $361,400	$552,900 (-) Land $191,500 Building $361,400
2024	$13,905.00 (+1.78%)
2023		$552,900 Land $191,500 Building $361,400	$552,900 Land $191,500 Building $361,400
2022	$13,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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