Eagle County property record for 157 Spring Cir, Gypsum, CO 81637
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1980 |
| Lot Size | 0.214 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,806 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R016902 |
| Primary APN | R016902 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,327 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,365 sqft (0.214 acres) |
| Garage Area | 384 sqft |
| Deck Area | 151 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | R016902 |
|---|---|
| Old Parcel Number | 211105317012 |
| Street Address | 157 SPRING CIR |
| City | GYPSUM |
| State | CO |
| Zip | 81637-5293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: BERTROCH SUB FIL 3 BLOCK: 6 LOT: 12 |
| Legal Township | 211 |
| Legal Subdivision | BERTROCH SUB FIL 3 |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | EAGLE CO |
| Township / Civil Division | EAGLE-GYPSUM |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 200 |
157 Spring Cir is owned and occupied by an individual who acquired it in October 2025.
Source: Eagle County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 157 SPRING CIR, GYPSUM, CO 81637-5293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jan 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 |
| Deed Sale | Oct 3, 2025 |
| Prior Sale | Dec 27, 2013 · Amount on File |
| Deed Document Number | 202513282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | EAGLE CO |
| Recording Date | Oct 3, 2025 |
| Property Address | 157 SPRING CIR, GYPSUM, CO 81637-5293 |
| Document Number | 0000013282 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 202513282 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | WFG |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 SPRING CIR, GYPSUM, CO 81637-5293 |
| Document Number | 0000013283 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 202513283 |
| Name | XPERT HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SUWANEE, GA 30024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAGLE CO |
| Property Address | 157 SPRING CIR, GYPSUM, CO 81637-5293 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | NOT AVAILABLE, 8ZT |
| Name | Verified Name |
|---|
| Document Number | 0202124305 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 202124305 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAGLE CO |
| Property Address | 157 SPRING CIR, GYPSUM, CO 81637-5293 |
| Document Number | 0000012315 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 157 SPRING CIR GYPSUM CO 81637, GYPSUM, CO 81637 |
| Document Number | 0000012315 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 12315 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAGLE CO |
| Property Address | 157 SPRING CIR, GYPSUM, CO 81637-5293 |
| Document Number | 0000002055 |
| Instrument Date | Jan 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 157 SPRING CIR GYPSUM CO 81637, GYPSUM, CO 81637 |
| Document Number | 0000002055 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 2055 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Feb 5, 2045 |
The 2025 property tax bill for 157 Spring Cir was $2,806, up 21.6% from the year before.
Source: Eagle County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Eagle County |
| Municipality | Gypsum Town |
| Unified School District | Eagle County School District RE 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,806.00 (+21.58%) | $44,550 (+12.64%) Land $12,640 Building $31,910 | $712,770 Land $202,280 Building $510,490 |
| 2024 | $2,308.00 (+0.96%) | $39,550 (-) Land $12,400 Building $27,150 | |
| 2023 | $2,286.00 | $39,550 Land $12,400 Building $27,150 | $590,280 Land $185,040 Building $405,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Spring Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Spring Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GYPSUM serves 15,272 people · EPA ID CO0119329 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
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