157 Silver Fern Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 157 Silver Fern Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,156 sqft · built 2020
Lot Size	0.06 acres (2,613 sqft)
Owner	Individual Name on Record
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135831-0180`

Property Details

APN / Parcel Number

Primary APN	`135831-0180`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,156 sqft Living Area
Gross Area	1,373 sqft
1st Floor Area	592 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Attached
Garage Area	217 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	56 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	157 SILVER FERN DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-9061
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	99/69-73 ORCHARD PARK PHASE 1 LOT 18 OR5142/1338
Legal Range	29E
Legal Township	08S
Legal Section	02
Legal Subdivision	ORCHARD PARK PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	18
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1003
Census Tract	21207

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	157 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9061
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 SILVER FERN DR, SAINT AUGUSTINE, FL 32086-9061

Mortgage

Document Number	0055180483
Date	Mar 18, 2022
Book Page	5518/483
Instrument	2022028934

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,733 (-3.11%) Land $56,800 Building $145,933	$202,733 (-3.11%) Land $56,800 Building $145,933
2025	$3,152.00 (+9.1%)	$209,241 (+4.05%)	$209,241 (+4.05%) Land $56,800 Building $152,441
2024	$2,889.00 (+6.29%)
2023	$2,718.00 (+7.05%)	$201,093 (+5.33%)	$201,093 (+5.33%) Land $44,800 Building $156,293
2022	$2,539.00	$190,910	$190,910 Land $44,800 Building $146,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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