157 Second St, Franklin, NC 28734 Property Records

Macon County property record for 157 Second St, Franklin, NC 28734 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,002 sqft Heated Area
Lot Size	15,682 sqft (0.36 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2018)
Tax Bill	$783.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`6595622966`
Alternative APNs	`0106147` `142521`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,002 sqft Heated Area
1st Floor	1,002 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1992
Architectural Style	Conventional Style
Exterior Material	Stucco Exterior
Lot Area	15,682 sqft (0.36 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	520 sqft Garage

Exterior Amenities

Deck Area	56 sqft Deck
Patio Area	308 sqft Patio
Porch Area	424 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	142521
Street Address	157 SECOND ST
City	FRANKLIN
State	NC
Zip	28734-2794
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 17 & 18 BLK 3 LYMAN FIELD
Legal Subdivision	LYMAN FIELD
Legal Block	3
Legal Lot Number	17-18
Jurisdiction	MACON NC
Minor Civil Division	FRANKLIN
Census Blockgroup	1
Census Block	1010
Census Tract	970304

Owner

Source: Macon County records · APN 6595622966

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	157 SECOND ST, FRANKLIN, NC 28734-2794
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2018 · Amount on Record
Deed Sale	Jun 05, 2018 · Amount on Record
Deed Doc Number	20183781
Deed Book / Page	38 / 2332
Record Refreshed	Sep 20, 2026

June 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MACON NC
Recording Date	Jun 05, 2018
Property Address	157 SECOND ST, FRANKLIN, NC 28734-2794
Document Number	P38/2332
Book / Page	P-38 / 2332
Map Reference	DD I-3 PG 56&57
Instrument Date	Jun 05, 2018
Instrument	2018003781
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 SECOND ST, FRANKLIN, NC 28734-2794

Mortgage

Document Number	2018003782
Date	Jun 05, 2018
Instrument	2018003782

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,270 (+5.45%) Land $33,300 Building $161,970	$195,270 (+5.45%) Land $33,300 Building $161,970
2025	$783.00 (+6.24%)
2023	$737.00	$185,170 Land $33,300 Building $151,870	$185,170 Land $33,300 Building $151,870

Flood & Wildfire

157 Second St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Macon County (37113C), updated November 8, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 24th in North Carolina
Wildfire Likelihood	Low — about 1 in 5,556 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.