157 S Main St, Franklin, AR 72536 Property Records

Izard County property record for 157 S Main St, Franklin, AR 72536

Property Summary

Property Type	Single Family Home
Details	1 ba · 784 sqft · built 1975
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Oct 2017 Mortgage Jan 2017 Mortgage + 5 more
APN	`408-00074-000`

Property Details

APN / Parcel Number

Primary APN	`408-00074-000`
Alternative APN	`14930`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft
Storm Shelter	Storm Shelter
Flooring	Vinyl Sheet/Linoleum
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Patio Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	157 S MAIN ST
City	FRANKLIN
State	AR
Zip	72536-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE/4 SW/4
Legal Range	07
Legal Township	18
Legal Section	31
Legal Subdivision	FRANKLIN
Jurisdiction	IZARD AR
Township / Civil Division	MILL CREEK
Census Block Group	1
Census Block	1150
Census Tract	960200

Owner

157 S Main St is owned and occupied by two individuals who acquired it in June 2021.

Source: Izard County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 S MAIN ST, FRANKLIN, AR 72536-8805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2017	Deed of Trust, Mortgage · Closed-End Mortgage FIRST NATIONAL BANK OF IZARD COUNTY
Jan 10, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF IZARD COUNTY
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF IZARD COUNTY
Mar 29, 2019	Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF IZARD COUNTY
Oct 16, 2025	Deed of Trust, Mortgage · Closed-End Mortgage FIRST NATIONAL BANK OF IZARD COUNTY
Jun 4, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2015
Deed Sale	Dec 16, 2015
Deed Book / Page	2015 / 14450
Last Transfer Date	Jun 4, 2021
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	157 S MAIN ST, FRANKLIN, AR 72536-8805
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0271
Date	Oct 10, 2017
Book Page	2017/0271

Lender

Name	FIRST NATIONAL BANK OF IZARD COUNTY
Type	Bank
Address	CALICO ROCK, AR 72519

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	18 Months
Due	Apr 4, 2019

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	157 S MAIN ST, FRANKLIN, AR 72536-8805
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002017/271
Date	Jan 10, 2017
Book Page	2017/271

Lender

Name	FIRST NATIONAL BANK OF IZARD COUNTY

Agreement

Amount	Amount on Record
Term	27 Months
Due	Apr 4, 2019

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	157 S MAIN ST, FRANKLIN, AR 72536-8805
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/02770
Date	Mar 5, 2018
Book Page	2018/02770

Lender

Name	FIRST NATIONAL BANK OF IZARD COUNTY
Type	Bank
Address	CALICO ROCK, AR 72519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	34 Months
Due	Jan 26, 2021

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	157 S MAIN ST, FRANKLIN, AR 72536-8805
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/03625
Date	Mar 29, 2019
Book Page	2019/03625

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 20, 2034

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	157 S MAIN ST, FRANKLIN, AR 72536-8805
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 S MAIN ST, FRANKLIN, AR 72536-8805

Mortgage

Document Number	2022/22212
Date	Dec 28, 2022
Book Page	2022/22212

Lender

Name	FIRST NATIONAL BANK OF IZARD COUNTY
Type	Bank
Address	CALICO ROCK, AR 72519

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	51 Months
Due	Mar 2, 2027

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	157 S MAIN ST, FRANKLIN, AR 72536-8805
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 S MAIN ST, FRANKLIN, AR 72536-8805

Mortgage

Document Number	2025/14625
Date	Oct 16, 2025
Book Page	2025/14625

Lender

Name	FIRST NATIONAL BANK OF IZARD COUNTY
Type	Bank
Address	2184 AR 56 HWY, CALICO ROCK, AR 72519

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	30 Months
Due	Apr 2, 2028

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IZARD AR
Recording Date	Jun 4, 2021
Property Address	157 S MAIN ST, FRANKLIN, AR 72536-8805
Document Number	02021/7969
Book / Page	2021 / 7969
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 S MAIN ST, FRANKLIN, AR 72536-8805

Tax Assessment & Valuation

Source: Izard County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Izard County
Municipality	Franklin Town
Unified School District	Izard Cty Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$3,490 Land $600 Building $2,890
2023	Homeowner's exemption	$3,490 Land $600 Building $2,890	$17,450 Land $3,000 Building $14,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 157 S Main St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 S Main St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 63% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATERWORKS serves 192 people · EPA ID AR0000257
Water Source	Groundwater
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

May also be available: T-Mobile.

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