Newaygo County property record for 157 S Charles St, White Cloud, MI 49349
| Property Type | Restaurant |
|---|---|
| Details | 2,387 sqft |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Trust Name on File |
| Last Sale | $104,200 (Feb 2022) |
| Tax Bill | $1,894 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-136-023 |
| Primary APN | 15-05-136-023 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,387 sqft Total Area |
| Fire Resistance | Wood or Wood & Steel Frame |
|---|---|
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 157 S CHARLES ST |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | LOT 23 ASSESSOR'S PLAT NO. 1 CITY OF WHITE CLOUD |
| Legal Subdivision | ASSESSOR'S PLAT NO 1 |
| Legal Lot Number | 23 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | WHITE CLOUD |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 970700 |
157 S Charles St, a commercial property, is held in a trust since February 2022.
Source: Newaygo County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 579, WHITE CLOUD, MI 49349-0579 |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on File |
| Deed Sale | Feb 10, 2022 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 157 S Charles St was $1,894.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| Municipality | White Cloud City |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,900 | $145,800 | |
| 2025 | $1,894.00 | ||
| 2023 | $64,600 | $129,200 | |
| 2022 | $1,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 S Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 S Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE CLOUD serves 1,408 people · EPA ID MI0007060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| NCATS Fixed Wireless | 100 / 20 |
May also be available: AT&T, Point Broadband.
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