157 Ruskin St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 157 Ruskin St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1936
Lot Size	0.25 acres (10,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2023)
Tax Bill	$3,819 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`128-00032`

Property Details

APN / Parcel Number

Primary APN	`128-00032`
Alternative APN	`CHIC M:0128 P:00032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,657 sqft
1st Floor Area	832 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,894 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	128-00032
Street Address	157 RUSKIN ST
City	CHICOPEE
State	MA
Zip	01020-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	5
Census Block	5002
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 RUSKIN ST, CHICOPEE, MA 01020-3504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Quit Claim Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Mar 4, 2022	Redemption Deed, Transfer
Feb 1, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Feb 1, 2022 · Amount on Record
Deed Document Number	202324868
Deed Book / Page	25026 / 43
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	0025026-43
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 1, 2023
Property Address	157 RUSKIN ST, CHICOPEE, MA 01020-3504
Document Number	0025026-43
Book / Page	25026 / 43
Instrument Date	May 31, 2023
Instrument	24868
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	613 UNION ST, WEST SPRINGFIELD, MA 01089-4114

Mortgage

Document Number	0000024869
Date	Jun 1, 2023
Instrument	24869

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 4, 2022
Property Address	157 RUSKIN ST, CHICOPEE, MA 01020-3504
Document Number	024434-140
Book / Page	24434 / 140
Instrument Date	Feb 4, 2022
Instrument	13582
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 1, 2022
Property Address	157 RUSKIN ST, CHICOPEE, MA 01020-3504
Document Number	024384-517
Book / Page	24384 / 517
Instrument Date	Jan 31, 2022
Instrument	6719
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6 S CHATHAM ST, SPRINGFIELD, MA 01109-2541

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,819.00 (+8.22%)	$250,600 (+7.65%) Land $110,900 Building $139,700	$268,187 (-14.97%)
2025	$3,529.00 (+5.41%)	$232,800 (+2.65%) Land $101,100 Building $131,700	$315,400
2024	$3,348.00 (+5.65%)	$226,800 (+8.41%) Land $99,100 Building $127,700
2023	$3,169.00	$209,200 Land $92,500 Building $116,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Ruskin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures