157 River Rd, Draffin (Elkhorn City), KY 41522 Property Records

Pike County property record for 157 River Rd, Draffin, KY 41522

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 840 sqft · built 1929
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$16,400 (Jun 2009)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan Jan 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`117-10-02-002.00`

Property Details

APN / Parcel Number

Primary APN	`117-10-02-002.00`
Alternative APN	`43701`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Driveway	Gravel Driveway
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	157 RIVER RD
City	DRAFFIN
State	KY
Zip	41522-8327
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MH & LOT
Legal Subdivision	THE RUSSELL FORK OF THE BIG SANDY RIVER
Jurisdiction	PIKE KY
Township / Civil Division	ELKHORN CITY
Census Block Group	1
Census Block	1009
Census Tract	931900

Owner

157 River Rd, a mobile home, is owned and occupied by an individual who acquired it in June 2022.

Source: Pike County records, as of November 7, 2025

Owner of Record	Individual Name on File
Mailing Address	157 RIVER RD, ELKHORN CITY, KY 41522-8327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
Jan 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC
Jul 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2009 · Amount on File
Deed Sale	Jun 2, 2009 · Amount on File
Deed Book / Page	939 / 542
Last Transfer Date	Jun 17, 2022
Transfer Doc	001116/248
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE KY
Property Address	157 RIVER RD, DRAFFIN, KY 41522-8327
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001086/650
Date	Jan 8, 2021
Book Page	1086/650

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 18, 2021

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE KY
Property Address	157 RIVER RD, DRAFFIN, KY 41522-8327
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001116/523
Date	Jan 13, 2022
Book Page	1116/523

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41501

Agreement

Type	Commercial Mortgage
Term	5 Months
Due	Jun 18, 2022

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIKE KY
Recording Date	Jul 1, 2022
Property Address	157 RIVER RD, DRAFFIN, KY 41522-8327
Document Number	001116/248
Book / Page	1116 / 248
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 RIVER RD, DRAFFIN, KY 41522-8327

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	157 RIVER RD, DRAFFIN, KY 41522-8327

Mortgage

Document Number	0009821522
Date	Jul 1, 2022
Instrument	9821522

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 157 River Rd was $2,158.

Source: Pike County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pike County
Unified School District	Pike County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00	$160,000	$160,000
2023	$2,233.00	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1984–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 River Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 85% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN WATER DIST serves 44,057 people · EPA ID KY0980575
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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