Garrard County property record for 157 Richmond Road Loop 2, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,006 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-65 |
| Primary APN | 43-65 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 23605 |
|---|---|
| Street Address | 157 RICHMOND ROAD LOOP 2 |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 .86 AC |
| Legal Subdivision | HYATTSVILLE EST |
| Legal Lot Number | 3 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 970202 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2375 GILLESPIE PIKE, PAINT LICK, KY 40461-8609 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed, Transfer |
| Oct 13, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 17, 2021 |
| Property Address | 157 RICHMOND ROAD LOOP 2, LANCASTER, KY 40444-7278 |
| Document Number | 00D312/884 |
| Book / Page | D312 / 884 |
| Map Reference | DB 312 PG 365 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 165815 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $87.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57 RICHMOND ROAD LOOP 2, LANCASTER, KY 40444-7277 |
| Name | Verified Name |
|---|---|
| Address | 157 RICHMOND ROAD LOOP 2, LANCASTER, KY 40444-7278 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 13, 2021 |
| Property Address | 157 RICHMOND ROAD LOOP 2, LANCASTER, KY 40444-7278 |
| Document Number | 00D312/365 |
| Book / Page | D312 / 365 |
| Map Reference | PB 2 PG 23 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 165081 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 RICHMOND ROAD LOOP 2, LANCASTER, KY 40444-7279 |
| Name | Verified Name |
|---|---|
| Address | 227 RICHMOND ROAD LOOP 2, LANCASTER, KY 40444-7279 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,000 (-) Land $25,000 Building $70,000 | $95,000 (-) Land $25,000 Building $70,000 | |
| 2025 | $1,006.00 (+8.06%) | $95,000 (+8.57%) Land $25,000 Building $70,000 | $95,000 (+8.57%) Land $25,000 Building $70,000 |
| 2024 | $931.00 (-2.72%) | $87,500 (-) Land $25,000 Building $62,500 | $87,500 (-) Land $25,000 Building $62,500 |
| 2023 | $957.00 (-0.93%) | $87,500 (-) Land $25,000 Building $62,500 | $87,500 (-) Land $25,000 Building $62,500 |
| 2022 | $966.00 | $87,500 Land $25,000 Building $62,500 | $87,500 Land $25,000 Building $62,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile.
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