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157 Prospect St, Winsted, CT 06098 Property Records

Winchester Town property record for 157 Prospect St, Winsted, CT 06098

Property Summary

Lot Size0.92 acres (40,075 sqft)
OwnerCompany Name on File
Last Sale$340,000 (Jun 2022)
Tax Bill$6,026 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jul 2018 Mortgage
+ 2 more
APNWINC M:110 B:090 L:010

Property Details

APN / Parcel Number

Primary APNWINC M:110 B:090 L:010
Alternative APNs
  • M:110 B:090 L:010 U:5537
  • WSTR M:110 B:090 L:010
  • 3659

Interior

Units4 Units

Exterior

Lot Area40,075 sqft (0.92 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number3659
Street Address157 PROSPECT ST
CityWINSTED
StateCT
Zip06098-1955
Property CategoryOther
Property TypeUnknown
Local Zoning CodeR-3
Legal Block90
Legal Lot Number10
JurisdictionWINCHESTER CT
Township / Civil DivisionWINCHESTER
Census Block Group3
Census Block3001
Census Tract320200

Owner

Source: Winchester Town records · APN WINC M:110 B:090 L:010

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address432 WALNUT ST, LINDENHURST, NY 11757-4736
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
FINANCE AMERICA LLC
Jul 25, 2018Deed of Trust, Mortgage
NORTHWEST COMMUNITY CU
Jun 30, 2021Warranty Deed, Transfer
Apr 30, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2022 · Amount on Record
Deed SaleJun 01, 2022 · Amount on Record
Prior SaleJun 30, 2021 · Amount on Record
Deed Document Number20221253
Deed Book / Page470 / 337
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINCHESTER CT
Recording DateJun 01, 2022
Property Address157 PROSPECT ST, WINSTED, CT 06098-1955
Document Number000470-337
Book / Page470 / 337
Instrument DateMay 26, 2022
Instrument20220-00001253
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1322860030
DateJun 01, 2022
Instrument1322860030
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CT
Property Address157 PROSPECT ST, WINSTED, CT 06098-1955
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000440-441
DateJul 25, 2018
Book Page440/441
Instrument873840016
Lender
NameNORTHWEST COMMUNITY CU
TypeCredit Union
Agreement
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINCHESTER CT
Recording DateJun 30, 2021
Property Address157 PROSPECT ST, WINSTED, CT 06098-1955
Document Number00461-1058
Book / Page461 / 1058
Instrument DateJun 22, 2021
Instrument1128210003
Transaction TypeTransfer
Record UpdatedApr 24, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 PROSPECT ST, WINSTED, CT 06098-1955

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINCHESTER CT
Recording DateApr 30, 2018
Property Address157 PROSPECT ST, WINSTED, CT 06098-1955
Document Number438-979
Book / Page000438 / 000979
Instrument DateApr 24, 2018
Instrument72634
Transaction TypeTransfer
Record UpdatedMay 15, 2018

Transaction

AmountAmount Recorded
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address157 PROSPECT ST WINSTED CT 060981955, WINSTED, CT 06098-1955

Tax Assessment & Valuation

Source: Winchester Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWinchester Town
Unified School DistrictWinchester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,026.00$206,570 (-) Land $29,750 Building $176,820$144,599 Land $20,825 Building $123,774
2024$6,026.00 (+10.55%)
2023$5,451.00 (+1.24%)$206,570 (+28.7%) Land $29,750 Building $176,820
2022$5,384.00$160,510 Land $22,050 Building $138,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 410 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWINSTED WATER WORKS
serves 7,784 people
Water SourceSurface water
Last State InspectionOct 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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