157 Pine Bluffs Rd, #A, Roscommon, MI 48653 Property Records

Roscommon County property record for 157 Pine Bluffs Rd, #A, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,232 sqft · built 1987
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$9,079 (2025)
Deeds & Mortgages	Jul 2020 Refinance Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`004-480-034-1000`

Property Details

APN / Parcel Number

Primary APN	`004-480-034-1000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,232 sqft Building Perimeter
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Lot Area	11,326 sqft (0.26 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	157 PINE BLUFFS RD, A
City	ROSCOMMON
State	MI
Zip	48653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-594 P-152 243 157 1/2 PINE BLUFFS ROAD 48653N1/2 OF LOT 34 & 35 EXC E 160 FT PINE BLUFFS
Legal Subdivision	PINE BLUFFS
Legal Lot Number	34-35
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1029
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3130 FLEMING LAKE DR, ANN ARBOR, MI 48105-8000
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DEBORAH LOBERT T
Jul 6, 2020	Warranty Deed, Transfer · Stand-Alone Refinance DEBORAH LOBERT T

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 18, 2020
Transfer Doc	1173/55
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	157 PINE BLUFFS RD # A, A, ROSCOMMON, MI 48653-8328
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001173/56
Date	Jul 6, 2020
Book Page	1173/56
Instrument	202000004421

Lender

Name	DEBORAH LOBERT T

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 6, 2020
Property Address	157 PINE BLUFFS RD # A, A, ROSCOMMON, MI 48653-8328
Document Number	1173/55
Book / Page	1173 / 55
Instrument Date	Mar 18, 2020
Instrument	202000004420
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 FLEMING LAKE DR, ANN ARBOR, MI 48105-8000

Mortgage

Document Number	1173/56
Date	Jul 6, 2020
Book Page	1173/56
Instrument	202000004421

Lender

Name	DEBORAH LOBERT T

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,900 (+22.97%)	$905,800 (+22.97%)
2025	$9,079.00	$368,300 (+25.87%)	$736,600 (+25.87%)
2023		$292,600	$585,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESHORE EAST CONDOMINIUMS private · serves 84 people · EPA ID MI0003145
Water Source	Groundwater
Last State Inspection	Mar 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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