Hampden County and Springfield City property record for 157 Penrose St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1928 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on File |
| Last Sale | $278,000 (Sep 2026) |
| Tax Bill | $3,366 (2026) |
| Deeds & Mortgages | Sep 2026 Second Mortgage Aug 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:09640 P:0045 |
| Primary APN | SPRI S:09640 P:0045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 96400045 |
|---|---|
| Street Address | 157 PENROSE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 801501 |
157 Penrose St is owned by a company that bought it in September 2026.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 81 ROCKLAND ST, SPRINGFIELD, MA 01118-2035 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KIND LENDING LLC |
| Aug 24, 2026 | Correction Deed |
| Sep 2, 2026 | Quit Claim Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Dec 9, 2025 | Quit Claim Deed, Transfer PINNACLE FNCL SVCS 1 |
| Oct 31, 2025 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on File |
| Deed Sale | Sep 2, 2026 · Amount on File |
| Prior Sale | Aug 24, 2026 · Amount on File |
| Deed Document Number | 202642812 |
| Deed Book / Page | 26494 / 49 |
| Prior Transfer Date | Aug 18, 2026 |
| Prior Transfer Doc | 0000042812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Sep 2, 2026 |
| Property Address | 157 PENROSE ST, SPRINGFIELD, MA 01109-1913 |
| Document Number | 0000042814 |
| Book / Page | 26494 / 70 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202642814 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 157 PENROSE ST, SPRINGFIELD, MA 01109-1913 |
| Document Number | 0000042814, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 26494/70 |
| Instrument | 202642814 |
| Name | KIND LENDING LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 24, 2026 |
| Property Address | 157 PENROSE ST, SPRINGFIELD, MA 01109-1913 |
| Document Number | 0000040755 |
| Book / Page | 26478 / 113 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202640755 |
| Record Updated | Sep 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 ROCKLAND ST, SPRINGFIELD, MA 01118-2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Sep 2, 2026 |
| Property Address | 157 PENROSE ST, SPRINGFIELD, MA 01109-1913 |
| Document Number | 0000042812 |
| Book / Page | 26494 / 49 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202642812 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Sep 2, 2026 |
|---|
| Name | KIND LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Dec 9, 2025 |
| Property Address | 157 PENROSE ST, SPRINGFIELD, MA 01109-1913 |
| Document Number | 026142-283 |
| Book / Page | 26142 / 283 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 58865 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 ROCKLAND ST, SPRINGFIELD, MA 01118-2035 |
| Investor | Possibly a Property Investor |
| Document Number | 0000058866 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 58866 |
| Name | PINNACLE FNCL SVCS 1 |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Oct 31, 2025 |
| Property Address | 157 PENROSE ST, SPRINGFIELD, MA 01109-1913 |
| Document Number | 026094-147 |
| Book / Page | 26094 / 147 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 52407 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 FEDERAL ST, SPRINGFIELD, MA 01105-1103 |
The 2026 property tax bill for 157 Penrose St was $3,366, up 13.8% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,366.00 (+13.75%) | $217,700 (+15.37%) Land $43,000 Building $174,700 | $276,571 (+16.17%) |
| 2025 | $2,959.00 | $188,700 Land $39,000 Building $149,700 | $238,070 (-) |
| 2024 | $238,070 | ||
| 2023 | $2,805.00 | $164,500 Land $29,500 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Penrose St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 157 Penrose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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