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157 Ocotillo Dr, El Centro, CA 92243 Property Records

Imperial County property record for 157 Ocotillo Dr, El Centro, CA 92243 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1986
Square Footage1,520 sqft Living Area
Lot Size5,412 sqft (0.124 acres)
GarageAttached, 670 sqft
OccupancyOwner Occupied
Tax Bill$1,965.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-466-005-000
Alternative APNs
  • 0544660501
  • 05446605

Interior

Building Area1,520 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood Construction
Lot Area5,412 sqft (0.124 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area670 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected

Location & Zoning

Street Address157 OCOTILLO DR
CityEL CENTRO
StateCA
Zip92243-4590
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 28 ROSS PARK UNIT NO 5 CITY OF EL CENTRO
Legal SubdivisionROSS PARK
Legal Block1
Legal Lot Number28
JurisdictionIMPERIAL CA
Minor Civil DivisionEL CENTRO
Census Blockgroup1
Census Block1008
Census Tract11700

Owner

Source: Imperial County records · APN 054-466-005-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address157 OCOTILLO DR, EL CENTRO, CA 92243-4590
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jul 24, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Mar 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address157 OCOTILLO DR, EL CENTRO, CA 92243-4590
Transaction TypeMortgage
Record UpdatedMar 22, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 OCOTILLO DR, EL CENTRO, CA 92243-4590

Mortgage

Document Number0000001980
DateFeb 09, 2024
Instrument2024001980
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Address650 S TRYON ST # 88, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 08, 2039
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address157 OCOTILLO DR, EL CENTRO, CA 92243-4590
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013402
DateJul 24, 2019
Instrument2019013402
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address157 OCOTILLO DR, EL CENTRO, CA 92243-4590
Document Number0000004986
Instrument DateMar 09, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address157 OCOTILLO DR EL CENTRO CA 922434590, EL CENTRO, CA 92243-4590

Mortgage

Document Number0000004986
DateMar 16, 2020
Instrument4986
Lender
NameSTEARNS LNDG
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 15, 2035

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictEl Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$178,646 (+6.12%) Land $43,092 Building $135,554
2025$1,965.00 (+2.99%)
2023$1,908.00 (+7.07%) Homeowner's exemption$168,346 Land $40,608 Building $127,738
2022$1,782.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Imperial County (06025C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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