157 November Dr, Sylva, NC 28779 Property Records

Jackson County property record for 157 November Dr, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	3 bd · 2.5 ba · 1,964 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Sep 2024)
Tax Bill	$1,200 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7630-50-4443`

Property Details

APN / Parcel Number

Primary APN	`7630-50-4443`
Alternative APN	`173963`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	157 NOVEMBER DR
City	SYLVA
State	NC
Zip	28779-9359
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 11 WEBSTER CREEK EST
Legal Subdivision	WEBSTER CREEK EST
Legal Lot Number	11
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1020
Census Tract	950500

Owner

157 November Dr is owned by an individual who bought it in September 2024.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	155 MOUNTAIN CREEK WAY, WAYNESVILLE, NC 28786-1237
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 4, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2024 · Amount on File
Deed Sale	Sep 5, 2024 · Amount on File
Prior Sale	Aug 4, 2020 · Amount on File
Deed Book / Page	2384 / 436
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	157 NOVEMBER DR, SYLVA, NC 28779-9359
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 NOVEMBER DR, SYLVA, NC 28779-9359

Mortgage

Document Number	0024071589
Date	Oct 29, 2025
Book Page	2407/1589

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	157 NOVEMBER DR, SYLVA, NC 28779-9359
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023550873
Date	May 4, 2023
Book Page	2355/873

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 4, 2020
Property Address	157 NOVEMBER DR, SYLVA, NC 28779-9359
Document Number	0022730074
Book / Page	2273 / 74
Map Reference	CAB 9 SL 710
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 NOVEMBER DR, 157, SYLVA, NC 28779-9359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 NOVEMBER DR, SYLVA, NC 28779-9359

Mortgage

Document Number	0000227378
Date	Aug 4, 2020
Instrument	2273/78

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 157 November Dr was $1,200.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$315,799 Land $33,170 Building $282,629
2025	$1,200.00
2023	$853.00	$224,530 Land $35,030 Building $189,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 157 November Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 November Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Sky Fi Fixed Wireless	10 / 1
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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