157 Marine St, Unit 308, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 157 Marine St, Unit 308, Saint Augustine, FL 32084

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,654 sqft · built 2001
Owner	Individual Name on File
Last Sale	$9,000 (Oct 2022)
Tax Bill	$10,289 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`201395-2308`

Property Details

APN / Parcel Number

Primary APN	`201395-2308`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	31 Units
Building Area	2,654 sqft Living Area
1st Floor Area	2,654 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001

Location & Zoning

Street Address	157 MARINE ST, 308
City	SAINT AUGUSTINE
State	FL
Zip	32084-5180
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VIEWS AT BAY POINTE CONDO PHASE 1 (OR1466/556) UNITS 3H & 3I (OR4134/468) OR1613/259 & OR1606/916
Legal Range	30E
Legal Township	07S
Legal Section	20
Legal Subdivision	VIEWS AT BAY POINTE CONDO PHASE
Legal Phase	1
Legal Lot Number	3H
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1001
Census Tract	20500

Owner

157 Marine St, Unit 308 is owned and occupied by an individual who bought it in October 2022.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	157 MARINE ST, 208, SAINT AUGUSTINE, FL 32084-5178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2017	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	Jun 12, 2001 · Amount on File
Deed Document Number	202293149
Deed Book / Page	5643 / 887
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	157 MARINE ST UNIT 308, 308, SAINT AUGUSTINE, FL 32084-5180
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044730429
Date	Dec 7, 2017
Book Page	4473/0429
Instrument	2017082759

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Change Frequency	Annually
Min Rate At Change	2.5%
Index	LIBOR
Max Rate	9.95%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	157 MARINE ST UNIT 308, 308, SAINT AUGUSTINE, FL 32084-5180
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 MARINE ST 308, 308, ST AUGUSTINE, FL 32084-5180

Mortgage

Document Number	0050340542
Date	Sep 3, 2020
Book Page	5034/542
Instrument	2020075002

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 157 Marine St, Unit 308 was $10,289 with exemptions applied, up 7.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,325 (+2.7%) Building $578,325	$744,000 (-) Building $744,000
2025	$10,289.00 (+7.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$563,121	$744,000
2024	$9,552.00 (+2.38%)
2023	$9,330.00 (+2.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$531,312 (+2.37%)	$744,000 (+29.28%)
2022	$9,124.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$518,993	$575,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Marine St, Unit 308 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 165 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	249 units insured incl. 84 condo units
Nearby Flood Claims	296 (1984–2024)
Claims Outside the SFHA	1 of 296
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 25 claims Hurricane Irma, Sep 2017 · 82 claims Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Marine St, Unit 308 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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