Livingston County and Mount Morris Town property record for 157 Main St, Mount Morris, NY 14510
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 3,120 sqft · built 1927 |
| Lot Size | 0.199 acres (8,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,000 (Jan 2000) |
| Tax Bill | $5,513 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2022 Refinance |
| APN | 28-052400 |
| Primary APN | 28-052400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,120 sqft Total Area |
| 1st Floor Area | 1,560 sqft |
| 2nd Floor Area | 1,560 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,700 sqft (0.199 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 28-052400 |
|---|---|
| Street Address | 157 MAIN ST |
| City | MOUNT MORRIS |
| State | NY |
| Zip | 14510-1518 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 4 |
| Legal Lot Number | 2.000 |
| Jurisdiction | LIVINGSTON NY |
| Township / Civil Division | MOUNT MORRIS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Main Street Historic District listed 1996 · 40 contributing resources · NRIS 96000177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Livingston County and Mount Morris Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 MAIN ST, MOUNT MORRIS, NY 14510-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ESL FCU |
| Nov 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TOMPKINS COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2000 · Amount on Record |
| Deed Sale | Jan 18, 2000 · Amount on Record |
| Deed Book / Page | 1001 / 196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON NY |
| Property Address | 157 MAIN ST, MOUNT MORRIS, NY 14510-1518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002805/944 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 2805/944 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON NY |
| Property Address | 157 MAIN ST, MOUNT MORRIS, NY 14510-1518 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002781/224 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 2781/224 |
| Name | TOMPKINS COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Livingston County and Mount Morris Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Livingston County |
| County Subdivision | Mount Morris Town |
| Municipality | Mount Morris Village |
| Unified School District | Mount Morris Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,513.00 (+0.11%) Homeowner's exemption | ||
| 2025 | $5,507.00 (+9.35%) | $125,900 (-) Land $11,100 Building $114,800 | $151,700 (+15.71%) Land $13,375 Building $138,325 |
| 2023 | $125,900 (-) Land $11,100 Building $114,800 | $131,100 (+4.13%) Land $11,558 Building $119,542 | |
| 2022 | $125,900 Land $11,100 Building $114,800 | $125,900 Land $11,100 Building $114,800 | |
| 2021 | $5,036.00 (+1.96%) | ||
| 2020 | $4,939.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1990 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT MORRIS VILLAGE serves 3,500 people · EPA ID NY2501023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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