157 Main Rd, Herkimer, NY 13350 Property Records

Herkimer County and Herkimer Town property record for 157 Main Rd, Herkimer, NY 13350

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,554 sqft · built 1880
Lot Size0.305 acres (13,296 sqft)
OwnerIndividual Name on Record
Last Sale$101,000 (Jan 2021)
Tax Bill$3,320 (2026)
Deeds & MortgagesDec 2024 Mortgage
Feb 2022 Line of Credit
+ 3 more
APN213089 113.82-1-50

Property Details

APN / Parcel Number

Primary APN213089 113.82-1-50
Alternative APNs
  • 308911308200010500000000
  • 030013920

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,554 sqft Living Area
1st Floor Area841 sqft
2nd Floor Area713 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area13,296 sqft (0.305 acres)
Lot Dimensions176 ft deep x 75.5 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number030013920
Street Address157 MAIN RD
CityHERKIMER
StateNY
Zip13350-3403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLIFE USE F & B LYGA N1 12 1 3 H G L R
Legal Block1
Legal Lot Number50.000
JurisdictionHERKIMER NY
Township / Civil DivisionHERKIMER
Census Block Group2
Census Block2017
Census Tract11301

Owner

Source: Herkimer County and Herkimer Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address157 MAIN RD, HERKIMER, NY 13350-3403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 24, 2024Deed of Trust, Mortgage · ARM
FIRST SOURCE FEDERAL CREDIT UNION
Feb 3, 2022Deed of Trust, Mortgage · Line of Credit
FIRST SOURCE FEDERAL CREDIT UNION
Jan 21, 2021Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
May 15, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
PLAZA HOME MORTGAGE INC
Sep 3, 2019Deed, Transfer · Stand-Alone First Mortgage
AMERICU CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2021 · Amount on Record
Deed SaleJan 21, 2021 · Amount on Record
Prior SaleMay 15, 2020 · Amount on Record
Deed Document Number2021363
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address157 MAIN RD, HERKIMER, NY 13350-3403
Transaction TypeMortgage
Record UpdatedMar 13, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20245644
DateDec 24, 2024
InstrumentRP2024-5644
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.1%
Type Change DateJan 1, 2032
IndexOther

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address157 MAIN RD, HERKIMER, NY 13350-3403
Transaction TypeMortgage
Record UpdatedMar 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002022611
DateFeb 3, 2022
Instrument2022-611
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateJan 21, 2021
Property Address157 MAIN RD, HERKIMER, NY 13350-3403
Document Number0002021363
Instrument DateDec 21, 2020
Instrument2021-363
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address374 PUTTS HILL RD, MOHAWK, NY 13407-4118

Mortgage

Document Number0002021364
DateJan 21, 2021
Instrument2021-364
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateMay 15, 2020
Property Address157 MAIN RD, HERKIMER, NY 13350-3403
Document Number0020201898
Instrument DateApr 15, 2020
Instrument2020-1898
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1071 SHOEMAKER RD, MOHAWK, NY 13407-4206

Mortgage

Document Number0020201899
DateMay 15, 2020
Instrument2020-1899
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateSep 3, 2019
Property Address157 MAIN RD, HERKIMER, NY 13350-3403
Document Number0020193845
Instrument DateAug 17, 2019
Instrument2019-3845
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 LYLE RD, LITTLE FALLS, NY 13365-5620

Mortgage

Document Number0020193846
DateSep 3, 2019
Instrument2019-3846
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Herkimer County and Herkimer Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionHerkimer Town
Unified School DistrictHerkimer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,320.00 (+2.31%)
2025$3,245.00 (+9.04%)$74,500 (-) Land $10,600 Building $63,900$137,963 (+25.93%) Land $19,630 Building $118,333
2023$74,500 Land $10,600 Building $63,900$109,559 Land $15,588 Building $93,971
2020$2,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST HERKIMER WATER DISTRICT
serves 1,024 people · EPA ID NY2102300
Water SourcePurchased surface water from HERKIMER VILLAGE
Last State InspectionNov 2024
Also Mapped HereMOHAWK (V) WATER WORKS

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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