157 M Rd, Adams, NE 68301 Property Records

Otoe County property record for 157 M Rd, Adams, NE 68301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,650 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Aug 2018)
Tax Bill	$4,023 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`999553066`

Property Details

APN / Parcel Number

Primary APN	`999553066`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Basement Area	1,650 sqft
Finished Basement	1,650 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,440 sqft
Driveway	Driveway
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Patio Area	30 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	157 M RD
City	ADAMS
State	NE
Zip	68301-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	31-8-9 LOT 1 COTTONWOOD SUBD IN SE1/4 5 AC SOUTH PALMYRA; MAP NUMBER: 3699-31-0-00000-000-0180
Legal Range	09
Legal Township	08
Legal Section	31
Legal Subdivision	RURAL AG
Legal Lot Number	1
Jurisdiction	OTOE NE
Township / Civil Division	SOUTH PALMYRA
Census Block Group	1
Census Block	1027
Census Tract	966800

Owner

157 M Rd is owned and occupied by an individual who bought it in August 2018.

Source: Otoe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	157 M RD, ADAMS, NE 68301-3016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF ONEIDA
Aug 8, 2018	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	Apr 28, 2011 · Amount on File
Deed Document Number	20181839
Prior Transfer Date	Nov 15, 2012
Prior Transfer Doc	0201203205
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	157 M RD, ADAMS, NE 68301-3016
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102508
Date	Aug 16, 2021
Instrument	202102508

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	157 M RD, ADAMS, NE 68301-3016
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901948
Date	Sep 24, 2019
Instrument	201901948

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	157 M RD, ADAMS, NE 68301-3016
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200047
Date	Jan 4, 2022
Instrument	202200047

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	157 M RD, ADAMS, NE 68301-3016
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103322
Date	Nov 10, 2021
Instrument	202103322

Lender

Name	FIRST NATIONAL BANK OF ONEIDA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OTOE NE
Recording Date	Aug 8, 2018
Property Address	157 M RD, ADAMS, NE 68301-3016
Document Number	0201801839
Instrument Date	Jul 31, 2018
Instrument	201801839
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	NEBRASKA LAND TITLE AND ABSTRACT, NEBRASKA LAND TITLE & ABSTRA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$722.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0201801840
Date	Aug 8, 2018
Instrument	201801840

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 157 M Rd was $4,023.

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Unified School District	Palmyra District OR-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,023.00	$392,374 Land $54,560 Building $337,814	$392,374 Land $54,560 Building $337,814
2023	$6,090.00	$356,704 Land $49,600 Building $307,104	$356,704 Land $49,600 Building $307,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 M Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 M Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3

Nearby Properties on M Rd

Nearby Streets

All Adams, NE Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures