Washington County property record for 157 Lois Dr, Gray, TN 37615
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,147 sqft · built 1991 |
| Lot Size | 0.471 acres (20,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,300 (Mar 2018) |
| Tax Bill | $1,354 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090011L A 02701 |
| Primary APN | 090011L A 02701 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,147 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Upper Floors Area | 1,092 sqft |
| Basement Area | 1,492 sqft |
| Unfinished Basement | 1,492 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,550 sqft (0.471 acres) |
| Lot Dimensions | 150 ft deep x 137 ft wide |
| Deck Area | 160 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 157 LOIS DR |
|---|---|
| City | GRAY |
| State | TN |
| Zip | 37615-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 12; SUBDIVISION: BROWN ACRES |
| Legal Subdivision | BROWN ACRES |
| Legal Lot Number | 9 10 |
| Jurisdiction | WASHINGTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 61500 |
Source: Washington County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 157 LOIS DR, GRAY, TN 37615-3404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG CORP |
| Mar 22, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 19, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2018 · Amount on File |
| Deed Sale | Mar 22, 2018 · Amount on File |
| Prior Sale | Oct 19, 2017 · Amount on File |
| Deed Document Number | 18004236 |
| Deed Book / Page | 952 / 2505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON TN |
| Property Address | 157 LOIS DR, GRAY, TN 37615-3404 |
| Document Number | 996791 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 157 LOIS DR GRAY TN 376153404, GRAY, TN 37615-3404 |
| Document Number | 996791 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 000996/000791 |
| Instrument | 15885 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON TN |
| Recording Date | Mar 22, 2018 |
| Property Address | 157 LOIS DR, GRAY, TN 37615-3404 |
| Document Number | 0009522505 |
| Book / Page | 952 / 2505 |
| Map Reference | MB5 PG68 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 18004236 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | UNITED TITLE AFFILIATES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $548.71 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1761 |
| Document Number | 0018004237 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 18004237 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WASHINGTON TN |
| Recording Date | Oct 19, 2017 |
| Property Address | 157 LOIS DR, GRAY, TN 37615-3404 |
| Document Number | 9411821 |
| Book / Page | 000941 / 001821 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 17003 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 425 PHILLIPS BLVD EWING NJ 086181430, EWING, NJ 08618-1430 |
Source: Washington County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,354.00 (+18.15%) | $79,200 (+48.52%) Land $10,025 Building $69,175 | |
| 2024 | $316,800 (+48.52%) Land $40,100 Building $276,700 | ||
| 2022 | $1,146.00 | $53,325 Land $10,025 Building $43,300 | $213,300 Land $40,100 Building $173,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BrightRidge Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures