157 Lobdell Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 157 Lobdell Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,337 sqft · built 1954
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$111,500 (Jan 2017)
Tax Bill	$3,356 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-17-478-015`

Property Details

APN / Parcel Number

Primary APN	`8913-17-478-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	876 sqft
Attic	Attic
Attic Area	307 sqft
Basement Area	876 sqft
Unfinished Basement	876 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	157 LOBDELL RD
City	WATERLOO
State	IA
Zip	50701-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOBDELLS ADD TO CASTLE HILL LOT 13
Legal Range	13W
Legal Township	89N
Legal Section	17
Legal Subdivision	LOBDELLS ADD TO CASTLE HILL
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2030
Census Tract	1503

Owner

157 Lobdell Rd is owned and occupied by an individual who acquired it in August 2020.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	157 LOBDELL RD, WATERLOO, IA 50701-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Jan 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2017 · Amount on File
Deed Sale	Jan 10, 2017 · Amount on File
Deed Document Number	201712558
Last Transfer Date	Aug 4, 2020
Transfer Doc	0000003017
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 10, 2020
Property Address	157 LOBDELL RD, WATERLOO, IA 50701-1101
Document Number	202100003017
Instrument Date	Aug 4, 2020
Instrument	202100003017
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 LOBDELL RD, WATERLOO, IA 50701-1101

Mortgage

Document Number	202100003018
Date	Aug 10, 2020
Instrument	202100003018

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 10, 2017
Property Address	157 LOBDELL RD, WATERLOO, IA 50701-1101
Document Number	201700012558
Instrument Date	Dec 30, 2016
Instrument	2017-00012558
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Tax	$177.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	157 LOBDELL RD, WATERLOO, IA 50701-1101

Tax Assessment & Valuation

The 2025 property tax bill for 157 Lobdell Rd was $3,356, up 1.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,356.00 (+1.94%)	$164,460 Land $24,980 Building $139,480	$164,460 Land $24,980 Building $139,480
2024	$3,292.00
2023		$151,770 (+22.12%) Land $24,980 Building $126,790	$151,770 Land $24,980 Building $126,790
2022	$2,730.00	$124,280 Land $24,980 Building $99,300
2021			$124,280 Land $24,980 Building $99,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Lobdell Rd in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Lobdell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Nextlink.

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