157 High Crest Rd, Pelham, AL 35124 Property Records

Shelby County property record for 157 High Crest Rd, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,880 sqft · built 1998
Lot Size	8.6 acres (374,616 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Apr 2021)
Tax Bill	$4,208 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`144170000002004`

Property Details

APN / Parcel Number

Primary APN	`144170000002004`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,880 sqft Heated Area
1st Floor Area	2,316 sqft
Upper Floors Area	1,158 sqft
Basement Area	1,736 sqft
Finished Basement	580 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	374,616 sqft (8.6 acres)
Lot Dimensions	271 ft deep x 866 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	157 HIGH CREST RD
City	PELHAM
State	AL
Zip	35124-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 17 20S 02W NBRHD: 08 HIGH HAMPTON R-2
Legal Range	02W
Legal Township	20S
Legal Section	17
Legal Subdivision	OAK CREST SECTOR 2 RESURVEY LOTS 24 & 25
Legal Lot Number	25-A
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1016
Census Tract	30345

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 HIGH CREST RD, PELHAM, AL 35124-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	2021161450
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 1, 2021
Property Address	157 HIGH CREST RD, PELHAM, AL 35124-2513
Document Number	0000161450
Map Reference	MB 21 PG 120
Instrument Date	Mar 31, 2021
Instrument	20210401000161450
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 HARMONY LAKE DR, CANTON, GA 30115-4756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	157 HIGH CREST RD, PELHAM, AL 35124-2513

Mortgage

Document Number	0000161460
Date	Apr 1, 2021
Instrument	20210401000161460

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Margin	3
Max Rate	7.75%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	157 HIGH CREST RD, PELHAM, AL 35124-2513
Document Number	0000220510
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 HIGH CREST RD PELHAM AL 351242513, PELHAM, AL 35124-2513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000220510
Date	Jun 21, 2018
Instrument	220510

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,208.00 (-11.34%) Homeowner's exemption Senior Citizen's exemption
2025	$4,746.00 (+11.17%)	$81,840 (+10.12%)	$818,220 (+10.12%) Land $160,220 Building $658,000
2023	$4,269.00 (+9.07%)	$74,320 (+8.97%)	$743,020 (+8.97%) Land $160,220 Building $582,800
2022	$3,914.00	$68,200	$681,830 Land $154,030 Building $527,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2010–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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