Northumberland County property record for 157 Hemlock Ln, Elysburg, PA 17824
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,955 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-04-044-076 |
| Primary APN | 040-04-044-076 |
|---|
| Lot Area | 20,473 sqft (0.47 acres) |
|---|
| Street Address | 157 HEMLOCK LN |
|---|---|
| City | ELYSBURG |
| State | PA |
| Zip | 17824-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .471 AC |
| Jurisdiction | NORTHUMBERLAND PA |
| Township / Civil Division | RALPHO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 80800 |
Source: Northumberland County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 157 HEMLOCK LN, ELYSBURG, PA 17824-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UNB BANK |
| Mar 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Property Address | 157 HEMLOCK LN, ELYSBURG, PA 17824-9436 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003166/868 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 3166/868 |
| Instrument | 202204446 |
| Name | UNB BANK |
|---|---|
| Type | Bank |
| Address | MOUNT CARMEL, PA 17851 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 14, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Property Address | 157 HEMLOCK LN, ELYSBURG, PA 17824-9436 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 3070/586 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 3070/586 |
| Instrument | 202103937 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Northumberland County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Northumberland County |
| County Subdivision | Ralpho Township |
| Unified School District | Southern Columbia Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,955.00 (+11.31%) | $32,600 (-) Land $3,770 Building $28,830 | |
| 2024 | $3,553.00 | $32,600 (-) Land $3,770 Building $28,830 | |
| 2023 | $3,553.00 | $32,600 Land $3,770 Building $28,830 | |
| 1972 | $32,600 Land $3,770 Building $28,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 30 of 56 |
| Most Recent Claim | Aug 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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