Hill County property record for 157 Hcr 4109, Covington, TX 76636
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 3,004 sqft · built 1996 |
| Lot Size | 9.95 acres (433,422 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,492 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16110-55500-00170-004000 |
| Primary APN | 16110-55500-00170-004000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,004 sqft Living Area |
| Gross Area | 4,760 sqft |
| 1st Floor Area | 1,502 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Lot Area | 433,422 sqft (9.95 acres) |
| Garage Type | Attached |
| Garage Area | 559 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 1 sqft |
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16110-55500-00170-004000 |
|---|---|
| Street Address | 157 HCR 4109 |
| City | COVINGTON |
| State | TX |
| Zip | 76636-4593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | J MCCARTER A-555 TR 17-4 & 17A-1 9.95 AC |
| Legal Subdivision | J MCCARTER A- |
| Legal Tract | 17-4 |
| Jurisdiction | HILL TX |
| Township / Civil Division | ITASCA |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 960100 |
157 Hcr 4109, a rural home, is owned and occupied by two individuals.
Source: Hill County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 HCR 4109, COVINGTON, TX 76636-4593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 157 Hcr 4109 was $10,492 with exemptions applied, up 392.8% from the year before.
Source: Hill County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hill County |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,492.00 (+392.81%) | $543,610 (-6.42%) Land $128,700 Building $414,910 | $543,610 (-6.42%) Land $128,700 Building $414,910 |
| 2025 | $2,129.00 Homeowner's exemption Senior Citizen's exemption | $580,930 Land $158,400 Building $422,530 | $580,930 Land $158,400 Building $422,530 |
| 2023 | $597,370 Land $223,280 Building $374,090 | $597,370 Land $223,280 Building $374,090 | |
| 2022 | $2,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Hcr 4109 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Hcr 4109 is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER WORKS serves 717 people · EPA ID TX1090021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Legacy ISP, T-Mobile, Windstream.
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