Lorain County property record for 157 Harvard Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Multi-Unit > Triplex |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1960 |
| Square Footage | 2,266 sqft Total Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2025) |
| Tax Bill | $3,130.00 (2025) |
| Primary APN | 06-25-005-103-015 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Building Area | 2,266 sqft Total Area |
| 1st Floor | 960 sqft 1st Floor |
| 2nd Floor | 1,280 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Two Family Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 135 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 682 sqft Garage |
| Porch | Open Porch |
| Porch Area | 438 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 157 HARVARD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Triplex |
| Legal Description | E HTS 50 X 135 |
| Legal Subdivision | E HTS FRNT |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 110 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-005-103-015
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 157 HARVARD AVE, ELYRIA, OH 44035-6000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 02, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 05, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Apr 07, 2020 | Warranty Deed, Transfer · Line of Credit NORTHWEST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2025 · Amount on Record |
| Deed Sale | May 02, 2025 · Amount on Record |
| Prior Sale | Jul 05, 2022 · Amount on Record |
| Deed Doc Number | 2025-0051224 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 02, 2025 |
| Property Address | 157 HARVARD AVE, ELYRIA, OH 44035-6000 |
| Document Number | 0000051224 |
| Map Reference | VOL 6 PG 23 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 2025-0051224 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 157 HARVARD AVE, ELYRIA, OH 44035-6000 |
| Document Number | 0000051225 |
|---|---|
| Date | May 02, 2025 |
| Instrument | 2025-0051225 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 05, 2022 |
| Property Address | 157 HARVARD AVE, ELYRIA, OH 44035-6000 |
| Document Number | 0000881867 |
| Map Reference | VOL 6 PG 23 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-0881867 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 HARVARD AVE, ELYRIA, OH 44035-6000 |
| Document Number | 0000881868 |
|---|---|
| Date | Jul 05, 2022 |
| Instrument | 2022-0881868 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 07, 2020 |
| Property Address | 157 HARVARD AVE, ELYRIA, OH 44035-6000 |
| Document Number | 0000755583 |
| Instrument Date | Apr 03, 2020 |
| Instrument | 755583 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2020 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $232.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 157 HARVARD AVE ELYRIA OH 440356000, ELYRIA, OH 44035-6000 |
| Document Number | 755584 |
|---|---|
| Date | Apr 07, 2020 |
| Instrument | 755584 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | NORTH RIDGEVILLE, OH 44039 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 755585, |
|---|---|
| Date | Apr 07, 2020 |
| Instrument | 755585 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | NORTH RIDGEVILLE, OH 44039 |
| Amount | Amount Recorded |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,130.00 | $63,300 (+%) Land $7,790 Building $55,510 | $180,850 (-) Land $22,260 Building $158,590 |
| 2024 | $3,130.00 (+6.54%) | $63,298 (+20.01%) Land $7,791 Building $55,507 | $180,850 (+20.01%) Land $22,260 Building $158,590 |
| 2023 | $2,938.00 (+0.1%) | $52,745 (-0.01%) Land $7,980 Building $44,765 | $150,700 (-) Land $22,800 Building $127,900 |
| 2022 | $2,935.00 | $52,750 Land $7,980 Building $44,770 | |
| 2021 | $150,700 Land $22,800 Building $127,900 |
157 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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