157 Harugari St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 157 Harugari St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,264 sqft · built 1905
Lot Size	0.366 acres (15,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (May 2021)
Tax Bill	$3,698 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit May 2021 Sale & Mortgage + 2 more
APN	`ATHO M:00029 B:00391 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00029 B:00391 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,264 sqft Living Area
Gross Area	3,005 sqft
Basement Area	897 sqft
Unfinished Basement	897 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,945 sqft (0.366 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	157 HARUGARI ST
City	ATHOL
State	MA
Zip	01331-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	391
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3000
Census Tract	703100

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 HARUGARI ST, ATHOL, MA 01331-3120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK
May 7, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ATHOL SAVINGS BANK
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRIANGLE CU
Apr 9, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Mar 7, 2008 · Amount on Record
Deed Document Number	202163347
Deed Book / Page	65114 / 351
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	157 HARUGARI ST, ATHOL, MA 01331-3120
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072252-224
Date	Jul 14, 2025
Book Page	72252/224
Instrument	57657

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	May 7, 2021
Property Address	157 HARUGARI ST, ATHOL, MA 01331-3120
Document Number	65114-351
Book / Page	65114 / 351
Instrument Date	May 7, 2021
Instrument	63347
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	157 HARUGARI ST, ATHOL, MA 01331-3120

Mortgage

Document Number	63348
Date	May 7, 2021
Instrument	63348

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	157 HARUGARI ST, ATHOL, MA 01331-3120
Document Number	59727-282
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	157 HARUGARI ST ATHOL MA 013313120, ATHOL, MA 01331-3120

Mortgage

Document Number	59727-282
Date	Nov 23, 2018
Book Page	059727/000282
Instrument	124433

Lender

Name	TRIANGLE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 22, 2028

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	157 HARUGARI ST, ATHOL, MA 01331-3120
Document Number	58671-21
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	58671-21
Date	Apr 17, 2018
Book Page	058671/000021
Instrument	35213

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,698.00 (+6.29%)	$291,900 (+6.65%) Land $53,000 Building $238,900	$340,860 (-)
2025	$3,479.00 (+6.72%)	$273,700 (+7.71%) Land $51,000 Building $222,700	$340,860 (+8.2%)
2024	$3,260.00 (+3.62%)	$254,100 (+13.39%) Land $51,000 Building $203,100	$315,020
2023	$3,146.00	$224,100 Land $36,900 Building $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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