157 Harrow Dr, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 157 Harrow Dr, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,529 sqft · built 1986
Lot Size	0.046 acres (2,017 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Mar 2021)
Tax Bill	$7,899 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00424-04-00157`

Property Details

APN / Parcel Number

Primary APN	`08-00424-04-00157`
Alternative APN	`0800424000400157`

Interior

Stories	2 Stories
Building Area	1,529 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	2,017 sqft (0.046 acres)
Lot Dimensions	72 ft deep x 28 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	157 HARROW DR
City	SOMERSET
State	NJ
Zip	08873-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Subdivision	QUAILBROOK-PH IV-B
Legal Block	424.4
Legal Lot Number	157
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2000
Census Tract	53105

Owner

157 Harrow Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	157 HARROW DR, SOMERSET, NJ 08873-4833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	May 9, 2014 · Amount on File
Deed Document Number	202119769
Deed Book / Page	7324 / 3156
Prior Transfer Date	Apr 14, 2006
Prior Transfer Doc	5886002181
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 26, 2021
Property Address	157 HARROW DR, SOMERSET, NJ 08873-4833
Document Number	0000019769
Book / Page	7324 / 3156
Instrument Date	Mar 9, 2021
Instrument	2021019769
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,027.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9200 BIRCH DR, 9200, MUNSTER, IN 46321-3321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 HARROW DRIVE, FRANKLIN, NJ

Mortgage

Document Number	0000019770
Date	Mar 26, 2021
Instrument	2021019770

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 157 Harrow Dr was $7,899, up 11.1% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,200 (-) Land $200,000 Building $254,200	$454,200 (-) Land $200,000 Building $254,200
2025	$7,899.00 (+11.1%)	$454,200 Land $200,000 Building $254,200	$454,200 Land $200,000 Building $254,200
2024	$7,110.00
2023		$351,100 Land $160,000 Building $191,100	$351,100 Land $160,000 Building $191,100
2022	$6,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Harrow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 157 Harrow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250