157 Granite St, Westerly, RI 02891 Property Records

Westerly Town property record for 157 Granite St, Westerly, RI 02891

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	8,144 sqft · built 1950
Lot Size	0.23 acres (10,015 sqft)
Owner	Company Name on Record
Last Sale	$599,000 (Jun 2014)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:077 B:333-A L`

Property Details

APN / Parcel Number

Primary APN	`M:077 B:333-A L`
Alternative APNs	`WEST M:77 B:333 L:A` `8072175`

Interior

Units	2 Units
Stories	2 Stories
Building Area	8,144 sqft Total Area
Gross Area	9,452 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	10,015 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8072175
Street Address	157 GRANITE ST
City	WESTERLY
State	RI
Zip	02891-2402
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Block	333
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1015
Census Tract	50802

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1314 MERES BLVD, TARPON SPRINGS, FL 34689-2817
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPE COD CO-OP BK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPE COD CO-OP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2014 · Amount on Record
Deed Sale	Jun 30, 2014 · Amount on Record
Prior Sale	Aug 7, 2003 · Amount on Record
Deed Document Number	20142903
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	157 GRANITE ST, WESTERLY, RI 02891-2402
Document Number	2020-2793
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	157 GRANITE ST WESTERLY RI 028912402, WESTERLY, RI 02891-2402

Mortgage

Document Number	2020-2793
Date	Jul 2, 2020
Book Page	002020/012793
Instrument	2946

Lender

Name	CAPE COD CO-OP BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	157 GRANITE ST, WESTERLY, RI 02891-2402
Document Number	2020-2774
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	157 GRANITE ST WESTERLY RI 028912402, WESTERLY, RI 02891-2402

Mortgage

Document Number	2020-2774
Date	Jul 2, 2020
Book Page	002020/012774
Instrument	2944

Lender

Name	CAPE COD CO-OP BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,295.00 (-4.47%)	$680,600 (+24.74%) Land $449,700 Building $230,900
2023	$5,543.00 (+0.58%)	$545,600 (-) Land $408,800 Building $136,800
2022	$5,511.00	$545,600 Land $408,800 Building $136,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

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