Bergen County and Saddle Brook Township property record for 157 Graham Ter, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 1,552 sqft · built 1957 |
| Lot Size | 0.155 acres (6,743 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Mar 2020) |
| Tax Bill | $12,107 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01502-0000-00008 |
| Primary APN | 57-01502-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 6,743 sqft (0.155 acres) |
| Lot Dimensions | 107 ft deep x 63 ft wide |
| Old Parcel Number | 5700162P00018 |
|---|---|
| Street Address | 157 GRAHAM TER |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 63X107 |
| Legal Subdivision | QUALITY HOMES BUILDERS CORP |
| Legal Block | 1502 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 52100 |
157 Graham Ter is owned and occupied by two individuals who bought it in March 2020.
Source: Bergen County and Saddle Brook Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 GRAHAM TER, SADDLE BROOK, NJ 07663-5054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GREATER ALLIANCE FEDERAL CREDIT UNION |
| Mar 9, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2020 · Amount on File |
| Deed Sale | Mar 9, 2020 · Amount on File |
| Prior Sale | Apr 1, 2006 · Amount on File |
| Deed Document Number | 202027810 |
| Deed Book / Page | 3536 / 608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 15, 2026 |
| Property Address | 157 GRAHAM TER, SADDLE BROOK, NJ 07663-5054 |
| Document Number | 0000039603 |
| Book / Page | 5820 / 954 |
| Instrument Date | May 21, 2026 |
| Instrument | 202639603 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CUNA MUTUAL GROUP |
| Name | Verified Name |
|---|---|
| Address | 157 GRAHAM TER, SADDLE BROOK, NJ 07663-5054 |
| Document Number | 0000039603, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 5820/954 |
| Instrument | 202639603 |
| Name | GREATER ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 31, 2031 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 9, 2020 |
| Property Address | 157 GRAHAM TER, SADDLE BROOK, NJ 07663-5054 |
| Document Number | 0035360608 |
| Book / Page | 3536 / 608 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 20-027810 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,599.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 EMELINE DR, 54, HAWTHORNE, NJ 07506-3059 |
| Name | Verified Name |
|---|---|
| Address | 157 GRAHAM TER, SADDLE BROOK, NJ 07663-5054 |
| Document Number | 20027811 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 20-027811 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 157 Graham Ter was $12,107, up 5.7% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,500 (+2.21%) Land $225,900 Building $295,600 | $521,500 (+2.21%) Land $225,900 Building $295,600 | |
| 2025 | $12,107.00 (+5.75%) | $510,200 Land $222,100 Building $288,100 | $510,200 Land $222,100 Building $288,100 |
| 2024 | $11,449.00 | ||
| 2023 | $475,900 Land $210,300 Building $265,600 | $475,900 Land $210,300 Building $265,600 | |
| 2022 | $10,857.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Graham Ter in Zone X, an area of minimal flood risk, though there have been 245 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 245 (1979–2021) |
| Claims Outside the SFHA | 23 of 245 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 157 Graham Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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