157 Gorham St, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 157 Gorham St, Chelmsford, MA 01824

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,612 sqft · built 1912
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$451,000 (Aug 2026)
Tax Bill$7,212 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jun 2026 Second Mortgage
Flood ZoneZone X (minimal risk)
APN10647

Property Details

APN / Parcel Number

Primary APN10647
Alternative APN
  • CHEL M:0078 B:0307 L:2

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,612 sqft Living Area
Gross Area3,542 sqft
1st Floor Area832 sqft
AtticAttic
Attic Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialSlate
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number10647
Street Address157 GORHAM ST
CityCHELMSFORD
StateMA
Zip01824-3224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Block307
Legal Lot Number2
JurisdictionCHELMSFORD MA
Township / Civil DivisionCHELMSFORD
Census Block Group1
Census Block1048
Census Tract317102

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address157 GORHAM ST, CHELMSFORD, MA 01824-3224
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Quit Claim Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE COMPANY
Jun 23, 2026Quit Claim Deed, Transfer · Stand-Alone Second Mortgage
LOAN STORE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2026 · Amount on Record
Deed SaleAug 24, 2026 · Amount on Record
Deed Document Number2026330858
Prior Transfer DateAug 5, 2026
Prior Transfer Doc0000330858
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHELMSFORD MA
Recording DateAug 24, 2026
Property Address157 GORHAM ST, CHELMSFORD, MA 01824-3224
Document Number0000330858
Instrument DateAug 5, 2026
Instrument2026330858
Transaction TypeTransfer
Record UpdatedSep 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address157 GORHAM ST, CHELMSFORD, MA 01824-3224

Mortgage

DateAug 24, 2026
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHELMSFORD MA
Recording DateJun 23, 2026
Property Address157 GORHAM ST, CHELMSFORD, MA 01824-3224
Document Number0000330221
Instrument DateJun 20, 2026
Instrument2026330221
Transaction TypeTransfer
Record UpdatedJul 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 GORHAM ST, CHELMSFORD, MA 01824-3224

Mortgage

DateJun 23, 2026
Lender
NameLOAN STORE
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionChelmsford Town
Unified School DistrictChelmsford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,212.00 (+11.57%)$543,500 (+16.88%) Land $264,300 Building $279,200$595,080 (-)
2025$6,464.00 (+4.58%)$465,000 (+2.47%) Land $257,100 Building $207,900$595,080 (+4.94%)
2024$6,181.00 (+1.95%)$453,800 (+7.56%) Land $257,100 Building $196,700$567,055
2023$6,063.00$421,900 Land $273,500 Building $148,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST CHELMSFORD WATER DISTRICT
private · serves 2,800 people · EPA ID MA3056001
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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