157 Germantown Rd, Clever, MO 65631 Property Records

Christian County property record for 157 Germantown Rd, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,678 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,500 (Dec 2013)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-19-0-0-9.004`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-19-0-0-9.004`
Alternative APN	`09-0.4-19-000-000-009.004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,678 sqft Living Area
1st Floor Area	1,678 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	1,950 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	157 GERMANTOWN RD
City	CLEVER
State	MO
Zip	65631-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM SW4 SW4 N1330 E320 TO POB E319 S408 W319 N TO POB.
Legal Range	23W
Legal Township	27N
Legal Section	19
Legal Subdivision	CLEVER OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2011
Census Tract	20102

Owner

Source: Christian County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 GERMANTOWN RD, CLEVER, MO 65631-6616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Deed of Trust, Mortgage · Line of Credit BLUCURRENT CU
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 28, 2024	Deed of Trust, Mortgage · Line of Credit BLUCURRENT CU
Jan 2, 2026	Beneficiary Deed, Transfer
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit BLUCURRENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2013 · Amount on Record
Deed Sale	Dec 12, 2013 · Amount on Record
Prior Sale	Dec 7, 2005 · Amount on Record
Deed Document Number	201316383
Deed Book / Page	2013 / 16251
Last Transfer Date	Jan 2, 2026
Transfer Doc	0202600030
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	157 GERMANTOWN RD, CLEVER, MO 65631-6616
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 GERMANTOWN RD, CLEVER, MO 65631-6616

Mortgage

Document Number	0202504399
Date	Apr 25, 2025
Book Page	2025/4399
Instrument	2025L04453

Lender

Name	BLUCURRENT CU
Type	Credit Union
Address	SPRINGFIELD, MO 65810

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	157 GERMANTOWN RD, CLEVER, MO 65631-6616
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 GERMANTOWN RD, CLEVER, MO 65631-6616

Mortgage

Document Number	0202118591
Date	Oct 12, 2021
Book Page	2021/18591
Instrument	2021L18754

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	157 GERMANTOWN RD, CLEVER, MO 65631-6616
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 GERMANTOWN RD, CLEVER, MO 65631-6616

Mortgage

Document Number	0202405290
Date	May 28, 2024
Book Page	2024/5290
Instrument	2024L05363

Lender

Name	BLUCURRENT CU
Type	Credit Union
Address	SPRINGFIELD, MO 65810

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jan 2, 2026
Property Address	157 GERMANTOWN RD, CLEVER, MO 65631-6616
Document Number	0202600030
Book / Page	2026 / 30
Instrument Date	Jan 2, 2025
Instrument	2026L00031
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	157 GERMANTOWN RD, CLEVER, MO 65631-6616

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	157 GERMANTOWN RD, CLEVER, MO 65631-6616
Document Number	0201915180
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	157 GERMANTOWN RD CLEVER MO 656316616, CLEVER, MO 65631-6616

Mortgage

Document Number	0201915180
Date	Nov 8, 2019
Book Page	002019/015180
Instrument	15328

Lender

Name	BLUCURRENT CU
Type	Credit Union
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 7, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,480.00 (+6.29%)	$56,730 (+6.72%)	$298,600 (+6.72%) Land $35,000 Building $263,600
2024	$3,274.00
2023		$53,160	$279,800 Land $35,000 Building $244,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

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