Middlesex County and Woodbridge Township property record for 157 Freeman St, Woodbridge, NJ 07095
| Property Type | Single Family Home |
|---|---|
| Details | 1,381 sqft · built 1911 |
| Lot Size | 0.142 acres (6,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $612,000 (Jul 2026) |
| Tax Bill | $10,313 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00571-0000-00018 |
| Primary APN | 25-00571-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,381 sqft Living Area |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Construction Type | Frame |
| Lot Area | 6,199 sqft (0.142 acres) |
| Lot Dimensions | 155 ft deep x 40 ft wide |
| Garage Type | Detached |
| Account Number | 22951 |
|---|---|
| Street Address | 157 FREEMAN ST |
| City | WOODBRIDGE |
| State | NJ |
| Zip | 07095-3137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 40X155 |
| Legal Block | 571 |
| Legal Lot Number | 18 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | WOODBRIDGE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 2805 |
Source: Middlesex County and Woodbridge Township records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 FREEMAN ST, WOODBRIDGE, NJ 07095-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on Record |
| Deed Sale | Jul 6, 2026 · Amount on Record |
| Prior Sale | Oct 19, 2017 · Amount on Record |
| Deed Document Number | 202641928 |
| Deed Book / Page | 20063 / 1051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jul 6, 2026 |
| Property Address | 157 FREEMAN ST, WOODBRIDGE, NJ 07095-3137 |
| Document Number | 0000041928 |
| Book / Page | 20063 / 1051 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202641928 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | CLEAR SKIES TITLE LLC, CLEAR SKIES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,812.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 FREEMAN ST, WOODBRIDGE, NJ 07095-3137 |
| Document Number | 0000041929, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202641929 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 17, 2026 |
| Property Address | 157 FREEMAN ST, WOODBRIDGE, NJ 07095-3137 |
| Document Number | 0000024732 |
| Book / Page | 20002 / 31 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202624732 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 157 FREEMAN ST, WOODBRIDGE, NJ 07095-3137 |
| Document Number | 0000024732, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 20002/31 |
| Instrument | 202624732 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 157 FREEMAN ST, WOODBRIDGE, NJ 07095-3137 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021104118 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 18581/603 |
| Instrument | 2021104118 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Woodbridge Township |
| Unified School District | Woodbridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,200 (-) Land $19,400 Building $52,800 | $72,200 (-) Land $19,400 Building $52,800 | |
| 2025 | $10,313.00 (+5.54%) | $72,200 (-) Land $19,400 Building $52,800 | $72,200 (-) Land $19,400 Building $52,800 |
| 2024 | $9,772.00 (+9.2%) | ||
| 2023 | $72,200 Land $19,400 Building $52,800 | $72,200 Land $19,400 Building $52,800 | |
| 2022 | $8,949.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 29 (1979–2025) |
| Claims Outside the SFHA | 16 of 29 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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