Hampden County and Springfield City property record for 157 Florence St, Springfield, MA 01105
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 2 ba · 2,960 sqft · built 1910 |
| Lot Size | 0.171 acres (7,453 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,015 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05200 P:0070 |
| Primary APN | SPRI S:05200 P:0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,960 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,453 sqft (0.171 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 52000070 |
|---|---|
| Street Address | 157 FLORENCE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01105-1601 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 801901 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 157 FLORENCE ST, SPRINGFIELD, MA 01105-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2010 |
| Deed Sale | Oct 1, 2010 |
| Prior Sale | Dec 4, 2007 · Amount on Record |
| Deed Document Number | 201059118 |
| Deed Book / Page | 18483 / 69 |
| Transfer Doc | 15357-585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Sep 11, 2026 |
| Property Address | 157 FLORENCE ST, SPRINGFIELD, MA 01105-1601 |
| Document Number | 0000044340 |
| Book / Page | 26504 / 452 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202644340 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 157 FLORENCE ST, SPRINGFIELD, MA 01105-1601 |
| Document Number | 0000044340, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 26504/452 |
| Instrument | 202644340 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 157 FLORENCE ST, SPRINGFIELD, MA 01105-1601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024501-396 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 24501/396 |
| Instrument | 22966 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,015.00 (+16.85%) | $324,400 (+18.52%) Land $39,600 Building $284,800 | $358,592 |
| 2025 | $4,292.00 (+13.82%) | $273,700 (+23.73%) Land $25,800 Building $247,900 | |
| 2023 | $3,771.00 | $221,200 Land $22,900 Building $198,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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