157 Ferguson Ln, Georgetown, KY 40324 Property Records

Scott County property record for 157 Ferguson Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,357 sqft · built 2013
Lot Size	0.29 acres (12,615 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Feb 2025)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140-10-091.000`

Property Details

APN / Parcel Number

Primary APN	`140-10-091.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,357 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	12,615 sqft (0.29 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	157 FERGUSON LN
City	GEORGETOWN
State	KY
Zip	40324-1284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCLELLAND VIEW
Legal Subdivision	MCCLELLAND VIEW
Legal Lot Number	23
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2017
Census Tract	40601

Owner

157 Ferguson Ln is owned and occupied by two individuals who bought it in February 2025.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 FERGUSON LN, GEORGETOWN, KY 40324-1284
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 11, 2021	Intrafamily Transfer, Transfer
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Sep 14, 2020	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on File
Deed Sale	Feb 26, 2025 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	2025528433
Deed Book / Page	455 / 631
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	D424/709
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	157 FERGUSON LN, GEORGETOWN, KY 40324-1284
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1752/396
Date	Aug 31, 2023
Book Page	M1752/396
Instrument	479719

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Mar 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Jun 11, 2021
Property Address	157 FERGUSON LN, GEORGETOWN, KY 40324-1284
Document Number	D424/709
Book / Page	D424 / 709
Map Reference	CAB 11 SL 73
Instrument Date	Jun 7, 2021
Instrument	437294
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 WATER STONE PATH APT 1215, 113, GEORGETOWN, KY 40324-8377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 FERGUSON LN, GEORGETOWN, KY 40324-1284

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	157 FERGUSON LN, GEORGETOWN, KY 40324-1284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1356/423
Date	Sep 5, 2017
Book Page	M1356/423
Instrument	374159

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 4, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 14, 2020
Property Address	157 FERGUSON LN, GEORGETOWN, KY 40324-1284
Document Number	D417/555
Book / Page	D417 / 555
Map Reference	CAB 11 SL 73
Instrument Date	Jul 31, 2020
Instrument	421530
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2747 FRANKFORT RD, 2747, GEORGETOWN, KY 40324-8643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 FERGUSON LN, GEORGETOWN, KY 40324-1284

Mortgage

Document Number	421531
Date	Sep 14, 2020
Instrument	421531

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 157 Ferguson Ln was $3,636 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,000 (+24.91%)	$510,000 (+24.91%)
2025	$3,636.00	$408,300	$408,300
2023	$3,333.00 (+12.34%)	$367,600 (+7.49%) Land $55,000 Building $312,600	$367,600 (+7.49%) Land $55,000 Building $312,600
2022	$2,967.00	$342,000 Land $49,000 Building $293,000	$342,000 Land $49,000 Building $293,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Ferguson Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Ferguson Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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