157 Evergreen Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Carlisle Town property record for 157 Evergreen Rd, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1989
Lot Size2.75 acres (119,790 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Feb 2016)
Tax Bill$4,948 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN432400 24.-2-27

Property Details

APN / Parcel Number

Primary APN432400 24.-2-27
Alternative APNs
  • 240002400000020270000000
  • 425J189001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area119,790 sqft (2.75 acres)
Lot Width275 ft Width
Garage TypeDetached
Garage Area1,440 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area600 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number425J189001
Street Address157 EVERGREEN RD
CityCOBLESKILL
StateNY
Zip12043-4148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block2
Legal Lot Number27.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCARLISLE
Census Block Group2
Census Block2032
Census Tract740400

Owner

Source: Schoharie County and Carlisle Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address157 EVERGREEN RD, COBLESKILL, NY 12043-4148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 2016 · Amount on Record
Deed SaleFeb 29, 2016 · Amount on Record
Prior SaleSep 18, 2015 · Amount on Record
Deed Book / Page1016 / 183
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address157 EVERGREEN RD, COBLESKILL, NY 12043-4148
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001991/79
DateApr 12, 2022
Book Page1991/79
Instrument808980
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 1, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCarlisle Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,948.00 (+12.51%)$97,200 (-) Land $14,700 Building $82,500$237,073 (+21.95%) Land $35,854 Building $201,219
2023$97,200 Land $14,700 Building $82,500$194,400 Land $29,400 Building $165,000
2020$4,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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