Lorain County property record for 157 Elma Dr, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,691 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $109,000 (2003) |
| Tax Bill | $3,435.00 (2025) |
| Primary APN | 06-25-037-101-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,691 sqft Living Area |
| 1st Floor | 1,691 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 120 ft x 65 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 280 sqft Garage |
| Deck Area | 304 sqft Deck |
|---|---|
| Patio Area | 110 sqft Patio |
| Porch | Open Porch |
| Porch Area | 70 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 157 ELMA DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3909 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GULFHURST 2 65 X 120 |
| Legal Subdivision | GULFHURST ALLOTMENT #2 |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 46 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-037-101-006
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 157 ELMA DR, ELYRIA, OH 44035-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit ACHIEVE CREDIT UNION |
| May 18, 2021 | Deed of Trust, Mortgage ACHIEVE CREDIT UNION |
| Mar 10, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2003 · Amount on Record |
| Deed Sale | May 16, 2003 · Amount on Record |
| Prior Sale | May 16, 2003 · Amount on Record |
| Deed Doc Number | 0000914692 |
| Last Transfer Date | Mar 10, 2021 |
| Transfer Doc | 0000806828 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 157 ELMA DR, ELYRIA, OH 44035-3909 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000892307 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-0892307 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Sep 21, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 157 ELMA DR, ELYRIA, OH 44035-3909 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000818412 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-0818412 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Address | ELYRIA, OH 44035 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 10, 2021 |
| Property Address | 157 ELMA DR, ELYRIA, OH 44035-3909 |
| Document Number | 0000806828 |
| Map Reference | VOL 17 PG 28 |
| Instrument Date | Mar 05, 2021 |
| Instrument | 2021-0806828 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 W MAIN ST, LAGRANGE, OH 44050-9480 |
| Name | Verified Name |
|---|---|
| Address | 157 ELMA DR, ELYRIA, OH 44035-3909 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,435.00 | $72,940 (%) Land $14,450 Building $58,490 | $208,400 (-) Land $41,290 Building $167,110 |
| 2024 | $3,435.00 (+33.92%) | $72,941 (+54.97%) Land $14,452 Building $58,489 | $208,400 (+54.97%) Land $41,290 Building $167,110 |
| 2023 | $2,565.00 (+0.39%) | $47,068 (%) Land $9,345 Building $37,723 | $134,480 (-) Land $26,700 Building $107,780 |
| 2022 | $2,555.00 | $47,070 Land $9,350 Building $37,720 | |
| 2021 | $134,480 Land $26,700 Building $107,780 |
157 Elma Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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