157 Edwards St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 157 Edwards St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,304 sqft · built 1941
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Oct 2018)
Tax Bill	$1,054 (2022)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1204270`

Property Details

APN / Parcel Number

Primary APN	`1204270`
Alternative APN	`18540`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,304 sqft Heated Area
Flooring	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1971
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	62 sqft
Deck Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	18540
Street Address	157 EDWARDS ST
City	RUTHERFORDTON
State	NC
Zip	28139-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-3
Legal Description	GPIN:1519076923330000; RES EDWARDS ST
Legal Block	6
Legal Lot Number	17
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1004
Census Tract	960503

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 EDWARDS ST, RUTHERFORDTON, NC 28139-3020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Oct 27, 2014 · Amount on Record
Deed Document Number	0002017444
Deed Book / Page	2017 / 444
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	157 EDWARDS ST, RUTHERFORDTON, NC 28139-3020
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020744036
Date	Sep 5, 2023
Book Page	2074/4036

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	157 EDWARDS ST, RUTHERFORDTON, NC 28139-3020
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020373148
Date	Oct 5, 2020
Book Page	2037/3148

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 19, 2018
Property Address	157 EDWARDS ST, RUTHERFORDTON, NC 28139-3020
Document Number	0020170444
Book / Page	2017 / 0444
Instrument Date	Oct 16, 2018
Instrument	201800003838
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2122 SE 33RD ST, 2122, OKEECHOBEE, FL 34974-6762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 EDWARDS ST, RUTHERFORDTON, NC 28139-3020

Mortgage

Document Number	201800003839
Date	Oct 19, 2018
Instrument	201800003839

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$143,800 Land $11,000 Building $132,800	$143,800 Land $11,000 Building $132,800
2022	$1,054.00
2021	$1,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500

May also be available: Spectrum, Verizon.

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