157 Edgewater Dr, Spring City, TN 37381 Property Records

Rhea County property record for 157 Edgewater Dr, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,383 sqft · built 1990
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Apr 2018)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072038 00200`

Property Details

APN / Parcel Number

Primary APN	`072038 00200`
Alternative APN	`038 00200`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,383 sqft Living Area
1st Floor Area	2,925 sqft
Upper Floors Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Finished
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,064 sqft
Deck Area	52 sqft
Patio Area	148 sqft
Boat Access	Boat Access
Boat House	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	157 EDGEWATER DR
City	SPRING CITY
State	TN
Zip	37381-5779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1
Jurisdiction	RHEA TN
Township / Civil Division	2
Census Block Group	1
Census Block	1155
Census Tract	975000

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	157 EDGEWATER DR, SPRING CITY, TN 37381-5779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Apr 10, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BK/KY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	18005771
Deed Book / Page	465 / 073
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	157 EDGEWATER DR, SPRING CITY, TN 37381-5779
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011140
Date	Dec 7, 2021
Book Page	T664/528
Instrument	21011140

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	157 EDGEWATER DR, SPRING CITY, TN 37381-5779
Document Number	0000000168
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	157 EDGEWATER DR SPRING CITY TN 373815779, SPRING CITY, TN 37381-5779

Mortgage

Document Number	0000000168
Date	Jan 15, 2020
Book Page	000621/000226
Instrument	168

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 14, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Apr 10, 2018
Property Address	157 EDGEWATER DR, SPRING CITY, TN 37381-5779
Document Number	0000005771
Book / Page	000465 / 000073
Instrument Date	Apr 9, 2018
Instrument	5771
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1410 PINE MEADOW CT PEARLAND TX 775818748, PEARLAND, TX 77581-8748

Mortgage

Document Number	5772
Date	Apr 10, 2018
Book Page	000591/000593
Instrument	5772

Lender

Name	PNC BK/KY
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,425.00 (-11.89%)	$253,950 (+47.32%) Land $72,500 Building $181,450
2024			$1,015,800 (+47.32%) Land $290,000 Building $725,800
2022		$172,375 Land $62,500 Building $109,875	$689,500 Land $250,000 Building $439,500
2021	$3,887.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	7 (1990–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.D. OF RHEA COUNTY serves 3,640 people · EPA ID TN0000970
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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