157 Eaker Dr, Cherryville, NC 28021 Property Records

Cleveland County property record for 157 Eaker Dr, Cherryville, NC 28021 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 2019
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Sep 2018)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50245`

Property Details

APN / Parcel Number

Primary APN	`50245`
Alternative APN	`1321460`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Finished Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)
Deck Area	16 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1321460
Street Address	157 EAKER DR
City	CHERRYVILLE
State	NC
Zip	28021-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR#9PB19-141 CURRY HGHTS
Legal Subdivision	CURRY HGHTS
Legal Tract	9
Legal Block	1
Legal Lot Number	75
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1009
Census Tract	950301

Owner

Source: Cleveland County records · APN 50245

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	157 EAKER DR, CHERRYVILLE, NC 28021-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FEDERAL CREDIT UNION
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 18, 2018	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN
Sep 27, 2018	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Apr 04, 2006 · Amount on Record
Deed Document Number	2018200018488
Deed Book / Page	1776 / 2485
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Jul 31, 2026
Property Address	157 EAKER DR, CHERRYVILLE, NC 28021-9703
Document Number	0200131788
Book / Page	1980 / 2642
Instrument Date	Jul 22, 2026
Instrument	2026200131788
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 EAKER DR, CHERRYVILLE, NC 28021-9703

Mortgage

Document Number	0200131788,
Date	Jul 31, 2026
Book Page	1980/2642
Instrument	2026200131788

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	157 EAKER DR, CHERRYVILLE, NC 28021-9703
Transaction Type	Mortgage
Record Updated	Dec 07, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018580919
Date	Nov 24, 2021
Book Page	1858/919
Instrument	200064727

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	157 EAKER DR, CHERRYVILLE, NC 28021-9703
Document Number	0017840023
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 EAKER DR CHERRYVILLE NC 280219703, CHERRYVILLE, NC 28021-9703

Mortgage

Document Number	0017840023
Date	Jan 17, 2019
Book Page	001784/000023
Instrument	22080

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 27, 2018
Property Address	157 EAKER DR, CHERRYVILLE, NC 28021-9703
Document Number	0017762485
Book / Page	001776 / 002485
Instrument Date	Sep 26, 2018
Instrument	18488
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$80.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	157 EAKER DR CHERRYVILLE NC 280219703, CHERRYVILLE, NC 28021-9703

Mortgage

Document Number	17762488
Date	Sep 27, 2018
Book Page	001776/002488
Instrument	18489

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,517 (-) Land $60,610 Building $141,907	$202,517 (-) Land $60,610 Building $141,907
2025	$1,285.00	$202,517 (+70.39%) Land $60,610 Building $141,907	$202,517 (+70.39%) Land $60,610 Building $141,907
2023		$118,857 Land $51,010 Building $67,847	$118,857 Land $51,010 Building $67,847

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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