1. Home
  2. Ohio
  3. Ottawa County
  4. Oak Harbor
  5. E Ottawa St

157 E Ottawa St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 157 E Ottawa St, Oak Harbor, OH 43449

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,104 sqft · built 1958
Lot Size0.338 acres (14,719 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (May 2026)
Tax Bill$2,292 (2025)
Deeds & MortgagesMay 2026 Sale & Line of Credit
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN043702-2

Property Details

APN / Parcel Number

Primary APN043702-2
Alternative APN
  • 027-11206-14985-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
Gross Area2,208 sqft
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Lot Area14,719 sqft (0.338 acres)
Lot Dimensions184 ft deep x 80 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area168 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number043702-2
Street Address157 E OTTAWA ST
CityOAK HARBOR
StateOH
Zip43449-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 E 20 FT & LOT 13 1ST EAST OTTAWA ST EXT
Legal SubdivisionFIRST EAST OTTAWA STREET EXTENSION
Legal Lot Number12
JurisdictionOTTAWA OH
Township / Civil DivisionSALEM
Census Block Group3
Census Block3013
Census Tract50700

Owner

157 E Ottawa St is owned and occupied by an individual who bought it in May 2026.

Source: Ottawa County records, as of May 12, 2026

Owner of RecordIndividual Name on File
Mailing Address157 E OTTAWA ST, OAK HARBOR, OH 43449-1430
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Warranty Deed, Transfer · Line of Credit
GEORGIA BANKING COMPANY
Oct 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026 · Amount on File
Deed SaleMay 1, 2026 · Amount on File
Prior SaleJun 14, 2024 · Amount on File
Deed Document Number20262579
Deed Book / Page2080 / 165
Prior Transfer DateMay 5, 1993
Prior Transfer Doc0380000856
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OH
Recording DateMay 1, 2026
Property Address157 E OTTAWA ST, OAK HARBOR, OH 43449-1430
Document Number0000002579
Book / Page2080 / 165
Instrument DateMay 1, 2026
Instrument2026.2579
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$78,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 E OTTAWA ST, OAK HARBOR, OH 43449-1430

Mortgage

Document Number0000002580,
DateMay 1, 2026
Instrument2026..2580
Lender
NameGEORGIA BANKING COMPANY
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.22%
Max Rate-1%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OH
Recording DateOct 11, 2018
Property Address157 E OTTAWA ST, OAK HARBOR, OH 43449-1430
Document Number0000280153
Book / Page001696 / 000306
Instrument DateOct 10, 2018
Instrument280153
Transaction TypeTransfer
Record UpdatedNov 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$480.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 E OTTAWA ST OAK HARBOR OH 434491430, OAK HARBOR, OH 43449-1430

Tax Assessment & Valuation

The 2025 property tax bill for 157 E Ottawa St was $2,292, up 1.2% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionSalem Township
MunicipalityOak Harbor Village
Unified School DistrictBenton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,292.00 (+1.19%)$51,335 (-) Land $13,066 Building $38,269
2024$2,265.00 (+19.15%) Homeowner's exemption$51,335 (+35.98%) Land $13,066 Building $38,269$146,670 Land $37,330 Building $109,340
2023$1,901.00 (+3.2%) Homeowner's exemption$37,751 (-) Land $10,885 Building $26,866
2022$1,842.00 Homeowner's exemption$37,751 Land $10,885 Building $26,866
2021$107,860 Land $31,100 Building $76,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 157 E Ottawa St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimApr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 157 E Ottawa St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HARBOR VILLAGE
serves 4,400 people · EPA ID OH6202603
Water SourcePurchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber		10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Amplex Wireless
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on E Ottawa St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures