Richland County property record for 157 E Main St, Shelby, OH 44875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,522 sqft · built 1911 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,500 (Mar 2025) |
| Tax Bill | $1,186 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Sep 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-80-219-11-000 |
| Primary APN | 017-80-219-11-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 626 sqft |
| Basement Area | 190 sqft |
| Unfinished Basement | 190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Other |
| Exterior Material | Aluminum Siding |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 157 E MAIN ST |
|---|---|
| City | SHELBY |
| State | OH |
| Zip | 44875-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHELBY CITY JACKSON TWP SHELBY S D 2699 50 X 150 |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2700 |
Source: Richland County records · APN 017-80-219-11-000
Assessment roll updated April 3, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 157 E MAIN ST, SHELBY, OH 44875-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK |
| Mar 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 31, 2020 | Affidavit, Transfer SOUTHERN TITLE |
| Aug 31, 2020 | Warranty Deed, Transfer SOUTHERN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on Record |
| Deed Sale | Mar 20, 2025 · Amount on Record |
| Prior Sale | Dec 16, 2024 · Amount on Record |
| Deed Document Number | 20252536 |
| Deed Book / Page | 3025 / 2297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 157 E MAIN ST, SHELBY, OH 44875-1332 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002859/597 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 2859/597 |
| Instrument | 202100001433 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | COSHOCTON, OH 43812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 157 E MAIN ST, SHELBY, OH 44875-1332 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02995/4009 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 2995/4009 |
| Instrument | 202200011461 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | COSHOCTON, OH 43812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 09, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 157 E MAIN ST, SHELBY, OH 44875-1332 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02995/4029 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 2995/4029 |
| Instrument | 202200011462 |
| Name | THE HOME LOAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | COSHOCTON, OH 43812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Mar 20, 2025 |
| Property Address | 157 E MAIN ST, SHELBY, OH 44875-1332 |
| Document Number | 03025/2297 |
| Book / Page | 3025 / 2297 |
| Instrument Date | Mar 10, 2025 |
| Instrument | 202500002536 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | BARRISTER TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 E MAIN ST, SHELBY, OH 44875-1332 |
| Document Number | 202500002537 |
|---|---|
| Date | Mar 20, 2025 |
| Instrument | 202500002537 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Number | 03025/2316 |
|---|---|
| Date | Mar 20, 2025 |
| Book Page | 3025/2316 |
| Instrument | 202500002538 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43085 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Aug 31, 2020 |
| Property Address | 157 E MAIN ST, SHELBY, OH 44875-1332 |
| Document Number | 00002814/1 |
| Book / Page | 2814 / 1 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 202000010177 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | SOUTHERN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Aug 31, 2020 |
| Property Address | 157 E MAIN ST, SHELBY, OH 44875-1332 |
| Document Number | 00002814/4 |
| Book / Page | 2814 / 4 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 202000010178 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | SOUTHERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 PENLAWN DR, HOWARD, OH 43028-9535 |
Source: Richland County records · Assessment roll updated April 3, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Jackson Township |
| Municipality | Shelby City |
| Unified School District | Shelby City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,186.00 | $30,290 (-) Land $3,850 Building $26,440 | |
| 2024 | $1,186.00 (-0.17%) | $30,290 (-) Land $3,850 Building $26,440 | |
| 2023 | $1,188.00 (+33.63%) | $30,290 (+127.4%) Land $3,850 Building $26,440 | $86,540 (+127.38%) Land $11,000 Building $75,540 |
| 2022 | $889.00 | $13,320 Land $4,130 Building $9,190 | |
| 2020 | $38,060 Land $11,800 Building $26,260 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company.
Based on FCC filings for 465 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SHELBY CITY serves 9,453 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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