157 E Main St, Rock Hill, SC 29730 Property Records

York County property record for 157 E Main St, Rock Hill, SC 29730

Property Summary

Property Type	Commercial
Details	11,080 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$245,000 (Dec 2005)
Tax Bill	$29,210 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`627-19-01-015`

Property Details

APN / Parcel Number

Primary APN	`627-19-01-015`

Interior

Units	3 Units
Stories	5 Stories
Building Area	11,080 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Lot Area	3,049 sqft (0.07 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	157 E MAIN ST
City	ROCK HILL
State	SC
Zip	29730-4539
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	DTWN
Legal Description	E MAIN ST
Legal Subdivision	RS
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	3
Census Block	3028
Census Tract	60501

Owner

157 E Main St, a commercial property, is owned by a company that bought it in December 2005.

Source: York County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	8033 CORPORATE CENTER DR, 400, CHARLOTTE, NC 28226-4549
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK
Jun 26, 2017	Loan Modification, Mortgage PARAGON COM'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2005 · Amount on File
Deed Sale	Dec 12, 2005 · Amount on File
Deed Book / Page	7645 / 189
Prior Transfer Date	Dec 9, 2005
Prior Transfer Doc	0764500185
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	157 E MAIN ST, ROCK HILL, SC 29730-4539
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8033 CORPORATE CENTER DR 400, 400, CHARLOTTE, NC 28226-4549

Mortgage

Document Number	2127400333
Date	Apr 26, 2024
Book Page	21274/333
Instrument	2024012745

Lender

Name	TOWNEBANK
Type	Bank
Address	6337 CARNEGIE BLVD, CHARLOTTE, NC 28211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	May 10, 2029

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK SC
Property Address	157 E MAIN ST, ROCK HILL, SC 29730-4563
Document Number	1648800419
Book / Page	016488 / 000419
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	704 EAST BLVD #100 CHARLOTTE NC 282034893, 100, CHARLOTTE, NC 28203-4893

Mortgage

Document Number	1648800419
Date	Jul 21, 2017
Book Page	016488/000419
Instrument	29480

Lender

Name	PARAGON COM'L BK
Type	Bank
Address	CHARLOTTE, NC 28211

Agreement

Term	60 Months
Due	Jul 20, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 157 E Main St was $29,210.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,210.00	$67,931 Land $2,189 Building $65,742	$1,645,000 Land $53,000 Building $1,592,000
2023	$26,180.00 Additional exemption filed	$59,071 Land $2,654 Building $56,417	$1,168,679 Land $52,500 Building $1,116,179

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 157 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 157 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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