Winona County property record for 157 E Howard St, Winona, MN 55987
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 1896 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,940 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| APN | 32.235.0250 |
| Primary APN | 32.235.0250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 652 sqft |
| Basement Area | 290 sqft |
| Unfinished Basement | 290 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 21 ft deep x 9 ft wide |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Porch | Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 157 E HOWARD ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-3643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-26 TWP-107 RANGE-007 HOWARD STREET LIMITS LOT-009 EX: 9' X 21 9/10' PT OF LOT 8 & ALL LOT 9 SLACKS ADD & LOT 53 1.2 |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 26 |
| Legal Subdivision | HOWARD STREET LIMITS |
| Legal Lot Number | 9 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 670500 |
Source: Winona County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 157 E HOWARD ST, WINONA, MN 55987-3643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jul 31, 2026 |
| Property Address | 157 E HOWARD ST, WINONA, MN 55987-3643 |
| Document Number | 0000668166 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026668166 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 157 E HOWARD ST, WINONA, MN 55987-3643 |
| Document Number | 0000668166, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026668166 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Winona County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,940.00 (+17.29%) Homeowner's exemption | $213,800 (+13.72%) Land $40,600 Building $173,200 | $213,800 (+13.72%) Land $40,600 Building $173,200 |
| 2025 | $188,000 (+4.74%) Land $40,600 Building $147,400 | $188,000 (+4.74%) Land $40,600 Building $147,400 | |
| 2023 | $1,654.00 Homeowner's exemption | $179,500 Land $39,000 Building $140,500 | $179,500 Land $39,000 Building $140,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winona serves 27,782 people · EPA ID MN1850013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hiawatha Broadband Communications Cable · Fiber in parts of the area | 1,000 / 30 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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