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157 E Forest Park Dr, Palatka, FL 32177 Property Records

Putnam County property record for 157 E Forest Park Dr, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,325 sqft · built 1947
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (May 2024)
Tax Bill$2,534 (2025)
Deeds & MortgagesNov 2020 Loan Modification
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-10-26-2750-0000-1500

Property Details

APN / Parcel Number

Primary APN01-10-26-2750-0000-1500
Alternative APN
  • 9304

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,325 sqft Living Area
1st Floor Area1,325 sqft
Basement Area768 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1991
Exterior MaterialWood Siding
Roof TypeGable/Hip
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
PorchEnclosed Porch
Porch Area467 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number9304
Street Address157 E FOREST PARK DR
CityPALATKA
StateFL
Zip32177-6605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST PARK MB3 P4 LOTS 15 + 16
Legal Range26E
Legal Township10S
Legal Section01
Legal SubdivisionFOREST PARK
Legal Lot Number15
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group2
Census Block2048
Census Tract950700

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address157 E FOREST PARK DR, PALATKA, FL 32177-6605
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2020Loan Modification, Mortgage · FHA Mortgage
MR COOPER
Apr 24, 2019Warranty Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2024 · Amount on Record
Deed SaleMay 1, 2024 · Amount on Record
Prior SaleApr 24, 2019 · Amount on Record
Deed Document Number202411358
Deed Book / Page1755 / 1890
Prior Transfer DateNov 8, 2006
Prior Transfer Doc0011261904
Record UpdatedJun 8, 2026

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM FL
Property Address157 E FOREST PARK DR, PALATKA, FL 32177-6605
Document Number0015950519
Instrument DateNov 1, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 E FOREST PARK DR PALATKA FL 321776605, PALATKA, FL 32177-6605

Mortgage

Document Number0015950519
DateNov 2, 2020
Book Page001595/000519
Instrument54019955
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate2.75%

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateApr 24, 2019
Property Address157 E FOREST PARK DR, PALATKA, FL 32177-6605
Document Number0015400130
Book / Page1540 / 0130
Map ReferenceMB 3 PG 4
Instrument DateApr 22, 2019
Instrument201954007187
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyGUARANTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,001.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address232 RIVER ISLAND CIR, 232, SAINT AUGUSTINE, FL 32095-8072

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 E FOREST PARK DR, PALATKA, FL 32177-6605

Mortgage

Document Number201954007188
DateApr 24, 2019
Instrument201954007188
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
MunicipalityPalatka City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,534.00 (-10.46%)$129,630 (-9.24%)$191,520 (-3.61%) Land $24,750 Building $166,770
2023$2,830.00 (+8.1%) Homeowner's exemption$142,820 (+3%)$198,690 (+13.76%) Land $24,750 Building $173,940
2022$2,618.00 Homeowner's exemption$138,660$174,660 Land $24,750 Building $149,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemR.C. WILLIS WTP (CITY OF PALATKA)
serves 11,900 people · EPA ID FL2544260
Water SourceGroundwater
Last State InspectionMar 2024
Lead17 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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